FHA VS Conventional loan in Plymouth, Hennepin County, Minnesota

For 2026, the Conventional loan limit in Plymouth, located in Hennepin county, MN, is $726,200, while the FHA limit for a single-family home is $515,200.

Use the Lendersa® Conventional loan calculator to compare today’s top rates between Conventional, FHA, and USDA options. Assess the required income, credit, reserves, and documents for qualification. Our comprehensive mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in MN for your financial situation.

Compare loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Plymouth, Hennepin County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This comparison table applies to these zip codes: 55442

Explore Conventional and FHA Loan Options in Plymouth, MN

Lendersa® is dedicated to securing you the best Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


Plymouth Lenders

  • ExactLenders LLC
  • 56200 Trenton Ln, Plymouth, MN, 55442
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • All American Mortgage Lending Inc
  • 3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Hmong TC Mortgage Inc
  • 6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429
  • Lends in Minnesota
  • Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.

  • North Memorial Federal Credit Union
  • 3300 Oakdale Avenue North, Robbinsdale, MN, 55422
  • Lends in Minnesota
  • North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.

  • Building Trades Credit Union
  • 12080 73rd Avenue Northq, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Building Trades Credit Union (BTCU) is a not-for-profit financial cooperative serving more than 14, 000 union workers in the building and construction trades and their families throughout Minnesota, Wisconsin and the Dakotas. BTCU is federally insured by the NCUA. We’re Building Trades Credit Union, And we’re ready to help you build a better life!

  • Oak Grove Financial
  • 11325 Red Fox Drive, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Oak Grove Financial is a financial intermediary and commercial real estate mortgage banker that specializes in arranging and negotiating custom debt solutions for owners, operators and developers of commercial real estate located in the US. Our professional staff specialize in delivering customized financing for multifamily, senior housing.

  • TopLine Federal Credit Union
  • 9353 Jefferson Highway, Maple Grove, MN, 55369
  • Lends in Minnesota
  • TopLine Federal Credit Union is a not-for-profit, member-owned financial services cooperative serving the Twin Cities and surrounding areas. For over 85 years, we’ve been the safe, local banking choice for Minnesotans looking for greater financial peace of mind. We provide all the personal banking services you need to make life more comfortable

  • MORTGAGES UNLIMITED INC.
  • 7365 Kirkwood Court N, Suite 300, Maple Grove, MN, 55369
  • Lends in Minnesota
  • Mortgages Unlimited delivers value-added loan solutions that fit every clients needs. Our goal is simple—to offer the unlimited loan options of a major lender with the personal service and feel of a family-owned business. We take great pride in our corporate values—strong ethics, family values and teamwork.

  • MORTGAGE CAPITAL
  • 9473 Garland Lane N, Maple Grove, MN, 55311
  • Lends in Minnesota
  • Mortgage Capital can assist with all of your constructions needs. Whether you are looking for plans, looking for lots, creating a budget, or looking for builders, We are committed to the highest level of services, ease and value for conventional mortgages, refinances, home equity lines, FHA, USDA, VA, jumbo financing, first-time buyers etc..