FHA VS Conventional loan programs in Plymouth, Hennepin County, Minnesota

For 2026, the Conventional loan limit in Plymouth, located in Hennepin county, MN, is $726,200, while the FHA limit for a single-family home is $515,200.

Use the Lendersa® Conventional loan calculator to compare today’s top rates between Conventional, FHA, and USDA options. Assess the required income, credit, reserves, and documents for qualification. Our comprehensive mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in MN for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Plymouth, Hennepin County, MN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $515,200 3.5%

This comparison table applies to these zip codes: 55442, 55441, 55447, 55446

Explore Conventional and FHA Loan Options in Plymouth, MN

Lendersa® is dedicated to securing you the best Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Texas Loan Star, Inc.
  • 2233 Yale Street, Houston, TX, 77008
  • "Texas Loan Star, and we want to welcome you to a new way of financing your home. We are experts in the mortgage lending industry with over 50 years of lending experience on our team.
    As a direct lender, we are able to fit clients into the “qualification box” by providing alternatives"

  • Elm Tree Funding
  • 43 North Main Street, West Hartford, CT, 6107
  • Elm Tree Funding, what you see is what you get. We are a full service mortgage brokerage that arranges residential loans to borrowers with either excellent or challenged credit. We have access to vast array of loan programs and can help you choose the right one for your situation. No two clients are alike, and no mortgage company.

  • Performance Mortgage LLC
  • 1000 East Judge Perez Dr., Chalmette, LA, 70043
  • Performance Mortgage LLC wants to be your FIRST CHOICE in delivering the American dream of homeownership. We want to inspire hope in our customers that they can fulfil their dream of being a homeowner. As your local New Orleans and Chalmette mortgage lender.Our mission at Performance Mortgage LLC is to value our customers.

  • Eustis Mortgage
  • 798 S. Rampart, New Orleans, LA, 70113
  • “We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.

  • Compare Closing LLC - Houston MORTGAGE BROKER
  • 838 E. 27th Street, Houston, TX, 77009
  • Compare Closing LLC is affiliated with best-in-class Realtors, Mortgage Brokers, and mortgage lenders. If you decide to work with us, we will make sure you get solutions for all your mortgage needs. We will be a common link between the client, realtor, and mortgage broker/mortgage lender and ensure that we are always in touch with our clients.

  • Sterling Investor Capital, LLC
  • 802 Aurora St, Houston, TX, 77009
  • We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans and residential investment hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender we can make quick in-house loan decisions unlike other lenders which can sometimes take weeks.

  • The Polish National Credit Union
  • 46 Main Street, Chicopee, MA, 01020
  • the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967

  • Alden Credit Union
  • 710 Grattan Street, Chicopee, MA, 01020
  • Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre