Explore the differences! FHA VS Conventional loan programs in Golden-Valley, Hennepin County, Minnesota

In 2026, the conventional loan limit for a single-family home in Golden-Valley, located in the county of Hennepin, MN, is $647,200. Meanwhile, the FHA limit stands at $448,500.

Explore Lendersa® Conventional loan calculator to effectively compare today’s rates across Conventional, FHA, and USDA loans. This tool allows you to see required income, credit score, reserves, and documentation. With our calculator's advanced features, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, ensuring you choose the ideal program for your financial needs in MN.

Explore loan offers from 100 lenders

2026 loan limits and down payment requirements in Golden-Valley, Hennepin, MN

Loan Type Loan Limit Down Payment
Conforming Conventional $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

Applicable zip codes: 55422

Review Conventional and FHA Loan Choices in Golden-Valley, MN

The central mission of Lendersa® is to swiftly secure the finest available Conventional, USDA, or FHA loans without hassle. Choose from three starting pathways, each designed to align you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Capline Mortgage LLC
  • 7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
  • "I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC
    My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada.
    My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."

  • Processing Express, Inc.
  • 915 Doyle Road, Suite 303-304, Deltona, FL, 32725
  • Our processors take care of your loans, so that you can focus on getting more business. You can trust in us that we’ll make each of your borrowers feel comfortable throughout the whole loan process. Our pristine communication starts with the Initial Disclosures and goes through the closing process.

  • Weststar Credit Union
  • 2775 S Rainbow Blvd, Las Vegas, NV, 89146
  • WestStar offers our members the benefits of belonging to a progressive financial cooperative of people helping people. We help people like you and your neighbors buy cars, own homes, raise families, pay for college and retire comfortably. We’ve been doing so since 1975, and today we’re helping more people than ever.

  • New Heights Lending LLC
  • 6655 West Sahara Avenue, Suite A108, Las Vegas, NV, 89146
  • New Heights Lending LLC is a Nevada owned and operated mortgage broker. With over 30 years of experience in the mortgage lending industry, New Heights Lending has the expertise needed to guide our borrowers with their residential financing needs. The company is currently licensed in California, Idaho, Nevada, New Mexico, Ohio, and Texas.

  • United Way Mortgage LLC
  • 2980 South Rainbow Boulevard, Suite 200L, Las Vegas, NV, 89146
  • United Way Mortgage, we are dedicated to you and all your different mortgage needs.We have the experienced loan officers a a team, we've won several awards as diamond broker to a lot of lenders. But, our most important win is making you a happy, life-long customer and Our mortgage firm is here to help you and your business

  • Mortgage Solutions LLC
  • 6625 West Sahara Avenue, Suite 8, Las Vegas, NV, 89146
  • Mortgage Solutions, LLC is dedicated to provide mortgage services to borrowers in Nevada and California. The company was founded in 2004 and has helped thousands of clients with all of their mortgage lending needs. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution.

  • DIGII, LLC
  • 2980 Gibraltar Blvd, New Smyrna Beach, FL, 32168
  • Portfolio lender with multiple options to fund commercial bridge loans for fix and flip and other investment strategies. Residential properties are ok. Direct access to decision makers provides the ability to move fast to help you secure more deals and execute more efficiently. Call me to today to discuss your loan scenario. Thanks.

  • TOPCU - Tucson Old Pueblo Credit Union
  • 2500 E 22nd St, Tucson, AZ, 85713
  • Tucson Old Pueblo Credit Union opened its doors in 1935 with 19 members and $30.75 in assets. Established by Tucson firefighters & City employees, TOPCU was originally located at Fire Station #1 in downtown Tucson. Through the years TOPCU has expanded services & its field of membership to become an important part of Tucson’s financial marketplace.

  • American Southwest Credit Union
  • 3090 E Fry Blvd, Sierra Vista, AZ, 85635
  • We are a Co-Op and we help you thrive!
    By providing personal and business financial services to our members, with local decision making and local community investments, everyone benefits. We truly care about the success and financial well-being of our members. And when our members prosper, so do our communities.

  • Urban Pointe Lending
  • 9480 S Eastern Ave, Las Vegas, NV, 89123
  • Urban Pointe Lending

    Smart mortgage solutions      

    Urban Pointe Lending supports homebuyers and investors with tailored home loans, fast pre-approvals, and transparent guidance from start to close. Build equity with confidence—reach out today to explore your best lending options.                                               

  • UrbanPointe Lending
  • 9480 South Eastern Avenue, Suite 274, Las Vegas, NV, 89123
  • At UrbanPointe Lending we pride ourselves in finding you the "best fit mortgage"​ for all of our clients. We realize and know not everyone has the same mortgage needs and situation. We take the time to provide options to our clients so they can select the best mortgage for their personal leads.