FHA VS Conventional loan programs in Golden-Valley, Hennepin County, Minnesota

In 2026, the conventional loan limit for a single-family home in Golden-Valley, located in the county of Hennepin, MN, is $647,200. Meanwhile, the FHA limit stands at $448,500.

Explore Lendersa® Conventional loan calculator to effectively compare today’s rates across Conventional, FHA, and USDA loans. This tool allows you to see required income, credit score, reserves, and documentation. With our calculator's advanced features, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, ensuring you choose the ideal program for your financial needs in MN.

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2026 loan limits and down payment requirements in Golden-Valley, Hennepin, MN

Loan Type Loan Limit Down Payment
Conforming Conventional $647,200 3%
USDA $0 0%
FHA $448,500 3.5%

Applicable zip codes: 55422

Review Conventional and FHA Loan Choices in Golden-Valley, MN

The central mission of Lendersa® is to swiftly secure the finest available Conventional, USDA, or FHA loans without hassle. Choose from three starting pathways, each designed to align you with matching lenders and loan programs.

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Golden-Valley Lenders

  • North Memorial Federal Credit Union
  • 3300 Oakdale Avenue North, Robbinsdale, MN, 55422
  • Lends in Minnesota
  • North Memorial Federal Credit Union was formed in 1964 to help and serve the employees of North Memorial Hospital so they would have access to financial services. We have since grown with our sponsor, North Memorial Medical Center and have added Maple Grove Hospital, St. Therese Home Inc. and their respective affiliated offices and clinics.

  • Minnesota VA Mortgage Team
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Lends in Minnesota
  • Our mission is to provide you the tools and manpower necessary to make the most of your VA mortgage benefits. From tracking your Certificate of Eligibility to funding your loan, we are there, every step of the way.

    You may know that the VA loan program is one of the greatest benefits of military service

  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Lends in Minnesota
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.

  • Luminate Home Loans
  • 2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
  • Lends in Minnesota
  • At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.

    We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.

  • All American Mortgage Lending Inc
  • 3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Hmong TC Mortgage Inc
  • 6500 Brooklyn Boulevard, Suite 203, Brooklyn Center, MN, 55429
  • Lends in Minnesota
  • Hmong TC Mortgage, Inc is a correspondent lender in MN. We specialized in all types of residential mortgage loans to meet the need of our clients! You can always count on Hmong TC Mortgage, Inc., for honesty, great rates and low closing costs. We are always here to address your concerns.

  • Reliable Mortgage Inc
  • 333 Washington Avenue North, Suite 300, Minneapolis, MN, 55401
  • Lends in Minnesota
  • Reliable Mortgage Inc. has maintained a reputation for exceptional service and competitive mortgage financing since 2001. The majority of our business is derived from referrals of past, satisfied clients and real estate agents. As a local business, we utilize market-leading lenders and secure the best loan program at the lowest possible rates.

  • Northport Funding LLC
  • 424 North Washington Avenue, Suite 201, Minneapolis, MN, 55401
  • Lends in Minnesota
  • At NorthPort, we believe a key component to successful business is having a robust set of services that allow our business customers to manage their financing easily and efficiently giving them more time to focus on the important parts of their business by spending less time shopping the mortgage market.

  • The WestLawn Mortgage Company LLC
  • 6120 Earle Brown Drive, Suite 501, Minneapolis, MN, 55430
  • Lends in Minnesota
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.