FHA VS Conventional loan programs in 2026 for Sleepy-Eye, Brown County, Minnesota

In 2026, the Conventional loan limit for Sleepy-Eye, in the county of Brown, MN, is $647,200. The FHA cap for a single-family home is $420,680.

Try the Lendersa® calculator to compare today's leading rates for Conventional, FHA, and USDA loans, evaluating necessary income levels, credit scores, and required documents. Our advanced tool provides side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options, helping you make the best financial choice in MN for your needs.

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2026 Loan Limits and Down Payments in Sleepy-Eye, Brown, MN

Loan Type Max Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable to zip codes: 56085

Conventional and FHA Loan Options in Sleepy-Eye, MN

Lendersa® is committed to swiftly delivering the ideal Conventional, USDA, or FHA loan with ease. Start with any of these options to discover suitable lenders and loan programs:

Lendersa USDA loan request matching results


Sleepy-Eye Lenders

  • Americana Community Bank
  • 300 Main Street West, Sleepy Eye, MN, 56085
  • Lends in Minnesota
  • At Americana Community Bank! You’ll find that we are the bank that provides excellent, friendly, down-to-earth service while actively participating in and supporting the communities we serve. Though our name has changed over the past 100 years, our knowledge, dedication and excellent service have been constant.

  • SouthPoint Financial Credit Union
  • 920 Main Street East, Sleepy Eye, MN, 56085
  • Lends in Minnesota
  • SouthPoint Financial Credit Union is open to all people who live, work, worship, attend school in, have business and other legal entities located within the areas of Blue Earth, Brown, Carver, Faribault, Freeborn, Kandiyohi, Le Sueur, Lyon, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Rice, Scott, Sibley, Steele, Waseca, and Wright.

  • First Security Bank
  • 100 East Main Street, Sleepy Eye, MN, 56085
  • Lends in Minnesota
  • At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.

  • The First National Bank at St. James
  • 202 1st Avenue South st., Saint James, MN, 56081
  • Lends in Minnesota
  • First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.

  • The Wanda State Bank
  • 121 W Main, Wanda, MN, 56294
  • Lends in Minnesota
  • The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank.

    With 89 years of banking excellence, The Wanda State Bank has experience you can count on.

  • United Prairie Bank
  • 1141 3rd Ave, Mountain Lake, MN, 56159
  • Lends in Minnesota
  • United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie

  • ProGrowth Bank
  • 703 3rd Street, Nicollet, MN, 56074
  • Lends in Minnesota
  • ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.

  • Minnesota Valley Federal Credit Union
  • 1640 Adams Street, Mankato, MN, 56001
  • Lends in Minnesota
  • Minnesota Valley Federal Credit Union was established in 1934 as a member-owned, not for profit financial cooperative. Members enjoy convenience and service that simply is not available at most financial institutions. Membership is open to anyone living, working or attending school in Blue Earth, Nicollet, Le Sueur and Waseca Counties.

  • MinnStar Bank
  • 201 Poplar Street, Mankato, MN, 56001
  • Lends in Minnesota
  • MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.