Conventional Vs. FHA Lending requirements St.-James, MN in 2026

For 2026, the maximum loan limit for Conventional loans in St.-James, located in Watonwan county, MN, is set at $647,200. In contrast, the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate and contrast today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in deciding which program in MN aligns best with your financial situation.

Accessible Conventional and FHA Loan Options in St.-James, MN

Lendersa® is committed to helping you find the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results

St.-James Lenders
(507) 375-3376 Lender's profile and map The First National Bank at St. James 202 1st Avenue South st., Saint James, MN, 56081 Lends in Minnesota First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
(507) 427-2422 Lender's profile and map United Prairie Bank 1141 3rd Ave, Mountain Lake, MN, 56159 Lends in Minnesota United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie
(507) 794-3551 Lender's profile and map Americana Community Bank 300 Main Street West, Sleepy Eye, MN, 56085 Lends in Minnesota At Americana Community Bank! You’ll find that we are the bank that provides excellent, friendly, down-to-earth service while actively participating in and supporting the communities we serve. Though our name has changed over the past 100 years, our knowledge, dedication and excellent service have been constant.
(877) 794-6712 Lender's profile and map SouthPoint Financial Credit Union 920 Main Street East, Sleepy Eye, MN, 56085 Lends in Minnesota SouthPoint Financial Credit Union is open to all people who live, work, worship, attend school in, have business and other legal entities located within the areas of Blue Earth, Brown, Carver, Faribault, Freeborn, Kandiyohi, Le Sueur, Lyon, Martin, McLeod, Meeker, Murray, Nicollet, Redwood, Renville, Rice, Scott, Sibley, Steele, Waseca, and Wright.
(866) 794-3911 Lender's profile and map First Security Bank 100 East Main Street, Sleepy Eye, MN, 56085 Lends in Minnesota At First Security Bank, we believe it’s not only our job, but also our responsibility, to know every facet of finance. This allows us to see the larger picture and understand how each aspect affects the other. Using this broader view, we can provide sound financial advice, support and services to you – our customer and most valued asset.
(507) 840-0502 Lender's profile and map LaPorte Group, Inc. 614 2nd St, Jackson, MN, 56143 Lends in Minnesota "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family
(507) 232-3488 Lender's profile and map ProGrowth Bank 703 3rd Street, Nicollet, MN, 56074 Lends in Minnesota ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.
(507) 387-3055 Lender's profile and map Minnesota Valley Federal Credit Union 1640 Adams Street, Mankato, MN, 56001 Lends in Minnesota Minnesota Valley Federal Credit Union was established in 1934 as a member-owned, not for profit financial cooperative. Members enjoy convenience and service that simply is not available at most financial institutions. Membership is open to anyone living, working or attending school in Blue Earth, Nicollet, Le Sueur and Waseca Counties.
(507) 625-6816 Lender's profile and map MinnStar Bank 201 Poplar Street, Mankato, MN, 56001 Lends in Minnesota MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.