FHA VS Conventional loan in Waite-Park, Stearns County, Minnesota
For 2025, the Conventional loan limit in Waite-Park, within Stearns County, MN, stands at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to assess the top rates of today among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable option in MN.
2025 Loan Limits and Downpayment Requirements in Waite-Park, Stearns County, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for the following zip codes: 56387, 56301, 56388, 56399
Exploring Conventional and FHA Loan Options in Waite-Park, MN
Lendersa® is committed to securing the best Conventional, USDA, or FHA loan options speedily and with ease. Begin with one of three strategies to match with lending partners and tailored loan programs.
The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.
Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,
ACBLA has been serving Armstrong County and the surrounding counties with quality service and a friendly smile since 1925. As a community savings and loan ACBLA takes pride in supporting and giving back to its local community of Armstrong County. By being a small hometown savings and loan,
At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help.
And that’s as true today as it was 85 years ago.
Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.
Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your needs.
Premier Mortgage Consultants, LLC, is a Licensed Pennsylvania Mortgage Broker focused on residential mortgage financing. Dave is devoted to building strong relationships with his customers by keeping them informed about their loans. His number one goal is customer satisfaction which he achieves by upholding the highest levels of knowledge
