In 2026, the limit for Conventional loans in Sauk-Rapids, within the county of Benton, MN, is $647,200, while for a single-family home, the FHA limit is $420,680.
Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. This tool helps to determine the necessary income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to help choose the best program in MN for your financial situation.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
The comparison table applies to these zip codes: 56379
Lendersa® is committed to connecting you with the optimal Conventional, USDA, or FHA loans quickly and with ease. Choose one of three starting points to match with lenders and tailored loan programs.
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