FHA VS Conventional loan in Sauk-Rapids, Benton County, Minnesota
In 2026, the limit for Conventional loans in Sauk-Rapids, within the county of Benton, MN, is $647,200, while for a single-family home, the FHA limit is $420,680.
Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. This tool helps to determine the necessary income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to help choose the best program in MN for your financial situation.
2026 Loan Limits and Downpayment Requirements in Sauk-Rapids, County of Benton, MN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies to these zip codes: 56379
Conventional and FHA Loan Options in Sauk-Rapids, MN
Lendersa® is committed to connecting you with the optimal Conventional, USDA, or FHA loans quickly and with ease. Choose one of three starting points to match with lenders and tailored loan programs.
Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People
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Being a correspondent lender, we have relationships with many investors that allow us to offer a wide array of mortgage loan programs"
Here to provide you with detailed one on one service to walk you through the mortgage process while giving you the best service, rates and fees available. We will be your mortgage contact for life helping you through all your needs. We have access to some great new programs! If you have a question we are here to help.
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