Explore the differences! FHA VS Conventional loan programs in Camdenton, Camden County, Missouri

As of 2026, the conventional loan cap in Camdenton, located within Camden county, MO, is set at $726,200, whereas the FHA cap for a single-family house is $472,030.

Use the Lendersa® Conventional loan calculator to stack up today's Conventional, FHA, and USDA rates against each other. It helps identify the needed income, credit level, reserves, and documents for eligibility. Our sophisticated mortgage tool allows you to view Conforming Conventional loans, USDA, FHA, and VA options in parallel, assisting you in finding the best fit for your financial situation in MO.

Investigate and compare loan offers from a network of 100 lenders

Loan limits and down payment requirements for 2026 in Camdenton, Camden, MO

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These details are applicable for zip codes: 65020

Loan options for Conventional and FHA in Camdenton, MO

Lendersa® is dedicated to securing the most advantageous Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose one of the three paths to connect with suitable lenders and loan packages.

Lendersa partners with USDA loan requests and matching outcomes


Camdenton Lenders

  • First Bank of the Lake
  • 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065
  • Lends in Missouri
  • First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.

  • Mortgage Headquarters of Missouri, Inc
  • 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065
  • Lends in Missouri
  • Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.

  • The Bank of Versailles
  • 113 East Newton Street, Versailles, MO, 65084
  • Lends in Missouri
  • Serving the Generations Since 1882. That’s not just a tagline, at The Bank of Versailles that’s our way of doing business. Our goal is to provide you with personal service from your first savings account, to buying a home, & through your IRA distributions.

    Since opening our doors November 22, 1882, we have been locally-owned & locally-operated

  • Bank of Iberia
  • 841 East Hwy 42, Iberia, MO, 65486
  • Lends in Missouri
  • Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.

  • Bank of St. Elizabeth
  • 215 Main Street, Saint Elizabeth, MO, 65075
  • Lends in Missouri
  • We are a locally and family owned, community bank that was established in 1914. We have seen significant growth since that time and now have additional locations in Marys Home, Freeburg and Osage Beach. Our slogan “Your Hometown Friend” is one we take great pride in, as that’s exactly what we are to our customers.

  • O'Bannon Bank
  • 1347 South Ash Street, Buffalo, MO, 65622
  • Lends in Missouri
  • O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.

  • The Citizens-Farmers Bank of Cole Camp
  • 121 East Main Street, Cole Camp, MO, 65325
  • Lends in Missouri
  • The Citizens-Farmers Bank of Cole Camp was chartered in 1929 through a consolidation of the two local banking institutions, The Citizens Bank and The Farmers Bank. Each bank was located in the Cole Camp business district. The new bank kept the original location of The Citizens Bank and occupies the original building today.

  • Community Point Bank
  • 13218 Railroad Avenue, Russellville, MO, 65074
  • Lends in Missouri
  • Community Point Bank is dedicated to helping our customers achieve financial success by focusing on their financial needs and delivering quality services. We strive to exceed the expectations of our customers, employees and shareholders in all of our services and to contribute to the betterment of the community.

  • Citizens Mortgage Company
  • 496 Old Route 66, Saint Robert, MO, 65584
  • Lends in Missouri
  • Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise