FHA VS Conventional loan programs in Cottleville, St. Charles County, Missouri
In 2025, the Conventional loan limit for Cottleville, within St. Charles county, MO, is $726,200, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to evaluate today’s top rates for Conventional, FHA, and USDA loans. Understand the required income, credit, reserves, and documents for qualifying. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your circumstances in MO.
2025 Loan Limits and Down Payment Requirements in Cottleville, St. Charles County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 63376, 63304, 63338
Explore Conventional and FHA Loan Options in Cottleville, MO
Lendersa® aims to help you secure the most advantageous Conventional, USDA, or FHA loan quickly, hassle-free. Begin with one of three avenues to connect with matching lenders and loan programs tailored to your needs.
Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.
We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.
FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members.
As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.
24600 S Tamiami Trail #212, Bonita Springs, FL, 34134
"Enterprise Lending Group, Inc.’s sole responsibility
is to you, the borrower. We are not
affiliated with any one bank. Instead we have
the ability to select from a portfolio of lenders.
The result is a loan tailored to meet your
company’s needs rather than meeting the
requirements of a single lender."
FirstLight Federal Credit Union is a community financial cooperative dedicated to helping you and your families achieve financial security by providing accessible products, services, tools and education.
In 1955, nine pioneers developed a plan to help military and civilian personnel on Biggs Air Force Base have more access to credit
With over 100 years of combined industry experience, the Zarro Mortgage Group Team has the knowledge and expertise to help you find the best lending programs available for your financing needs.
Our clients’ trust and satisfaction with their lending experience is our top priority.
We offer the best mortgage tools available on the internet - easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing—and qualifying for!—the exact loan to meet your specifi
615 Southwest St. Lucie Crescent, Suite 207, Stuart, FL, 34994
Unitas Lending After 20 years in the mortgage industry, Brent Starts founded Unitas Lending with one purpose: Provide the best experience to clients pursuing home ownership. Brent Starts has been featured on over 20 radio stations reaching millions of people with his message, ” acquiring a mortgage does not have to be complicated.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
