FHA VS Conventional loan programs in St.-Peters, St. Charles County, Missouri

In 2025, the Conventional loan cap in St.-Peters, within St. Charles county, MO, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans, and assess the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program in MO for your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in St.-Peters, St. Charles County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 63376

Explore Conventional and FHA Loan Options in St.-Peters, MO

Lendersa® aims to deliver the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Select one of three starting points to identify matching lenders and loan programs that suit your needs.

Outcomes from Lendersa USDA loan requests


  • Premier Lending Group Inc
  • 401 East Sonterra Boulevard, Suite 375, San Antonio, TX, 78258
  • We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients
  • Lancaster Red Rose Credit Union
  • 16 E Main Street, Leola, PA, 17540
  • The Lancaster Red Rose Credit Union’s mission is to exceed the needs of our members by providing reliable, quality financial services that will improve the lives of those we serve. Our vision at Lancaster Red Rose Credit Union is to grow membership through community outreach, education, and reliable financial services.
  • Alpha Mortgage Advantage LLC
  • 6329 Oleander Drive, Wilmington, NC, 28403
  • Alpha Mortgage Corporation has been serving our local communities since 1983, and our unwavering support continues to this day. With a team of experts by your side throughout the entire loan process, you can rest at ease knowing that you are getting the best most attentive service available.
  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Suite 101, Wilmington, NC, 28403
  • "Alpha Mortgage Corporation is a full service mortgage banker with in-house processing, underwriting, closing and funding of your home. Formed in 1983, Alpha Mortgage has attained its growth and success through the introduction of a continuing series of innovative programs and services that have become standards in the mortgage lending industr
  • Coastline Mortgage Consultants LLC
  • 215 Racine Drive, Suite 105, Wilmington, NC, 28403
  • Coastline Mortgage Consultants, LLC is one of Wilmington’s oldest mortgage companies. Founded in 2002, Coastline Mortgage Consultants, LLC is locally owned and operated by John Russ and Chad Ludwig. With over 40 years combined experience in the mortgage industry, John and Chad have successfully navigated multiple industry changes
  • National Home Finance
  • 3205 Randall Parkway, Suite 211, Wilmington, NC, 28403
  • National Home Finance is a Wilmington, NC based mortgage brokerage and mortgage lenders company. Our philosophy is simple: treat our customers as we wish to be treated. We take a consultative approach instead of pushing everyone into a cookie-cutter loan; we will find the type of mortgage loan that is best for you
  • Atlantic Coast Financial Services
  • 4520 Fountain Drive, Wilmington, NC, 28403
  • At Atlantic Coast Financial Services we never charge an upfront Application Fee or Appraisal Fee. We are paid directly by our Approved Lender partners when your loan closes and only when your loan closes, so we have a direct interest in making sure everything is done right and efficiently.
  • MC Mortgage Group
  • 1908 Eastwood Road, Suite 221, Wilmington, NC, 28403
  • MC Mortgage Group is the premier & choice residential mortgage company in North Carolina. We continually sharpen our focus on our customers by delivering on our commitment to provide the very best mortgage loan experience; by individualizing loans with the best rates, always closing on time & providing the best customer service in the business.
  • Alpha Mortgage Corporation
  • 1320 Airlie Rd, Wilmington, NC, 28403
  • Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.
  • Indigo Mountain Mortgage LLC
  • 4210 Wadsworth Blvd, Suite 302, Wheat Ridge, CO, 80034
  • Indigo Mountain Mortgage considers itself fortunate to offer a full range of loan products, including Jumbo Loans and Low Documentation Loans for people who are successful self-employed borrowers, FHA Loans, VA Loans, Conventional Loans, and Private money sources and Mountain Mortgage. Local expertise and broad real estate experience.