FHA VS Conventional loan in Hayti, Pemiscot County, Missouri

In 2026, the limit for a Conventional loan in Hayti, located within Pemiscot county, MO, is $726,200, whereas the FHA loan limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the top rates among Conventional, FHA, and USDA loans today. This allows you to assess the required income, credit status, reserves, and documentation for qualification. Our advanced mortgage calculator enables you to visualize Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating decision-making on the most suitable program in MO for your financial needs.

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2026 loan limits with downpayment details in Hayti, Pemiscot county, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is relevant for the zip codes: 63851

Available Conventional and FHA loan options in Hayti, MO

Lendersa® is dedicated to helping you secure the most advantageous Conventional, USDA, or FHA loan quickly and easily. Begin with any of three starting points to connect with compatible lenders and loan programs.

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Hayti Lenders

  • Kennett National Bank
  • 805 First Street, Kennett, MO, 63857
  • Lends in Missouri
  • Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.