Explore the differences! FHA VS Conventional loan programs in Imperial, Jefferson County, Missouri

During 2025, the conventional loan limit in Imperial, located in Jefferson county of MO, is set at $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans available today. Determine the income, credit, reserves, and documentation required for qualification. This advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify the best program in MO for your financial situation.

Explore loan offers from 100 lenders

2025 loan limits and down payment requirements in Imperial, Jefferson county, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison graph is applicable to the following zip codes: 63010, 63052

Options for Conventional and FHA loans in Imperial, MO

Lendersa® strives to provide you with the optimal Conventional, USDA, or FHA loan quickly and without inconvenience. Choose one of three starting points to match with appropriate lenders and loan programs.

Results for Lendersa USDA loan requests and matches


  • AMERICAN MORTGAGE
  • 7071 W Commercial Blvd Suite 2F, Tamarac, FL, 33319
  • American Mortgage is a mortgage lender focusing on residential refinance loans. We have developed a terrific reputation in the Greater Seattle area and surrounding areas. Currently we are focusing on debt consolidation loans working to help borrowers reduce interest rate risk. We are currently only offering fixed rate mortgage loans.
  • Wrentham Co-operative Bank
  • 102 South Street, Wrentham, MA, 02093
  • Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services
  • Nextgen Mortgage, Inc
  • 20 Trafalgar Square, Suite 626, Nashua, NH, 03063
  • Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.
  • Affiliated Mortgage Company
  • 2605 East Atlantic Blvd, Suite 201, Pompano Beach, FL, 33062
  • Affiliated Mortgage Company is a locally owned and operated mortgage brokerage company serving the entire State of Florida. With over 28 years of lending experience, you can trust our high level of integrity and service. We pride ourselves on providing an exceptional lending experience to our clients.
  • AMERIDREAM FUNDING GROUP INC
  • 3350 East Atlantic Blvd. Suite 211 & 212, Pompano Beach, FL, 33062
  • AmeriDream, we strive to get you the best residential mortgage rates competitive in South Florida. When you work with AmeriDream, a dedicated professional will walk you through the mortgage loan process and help you secure the most favorable rate possible.and AmeriDream, we’ll take the time to evaluate your credit history.
  • PriorityONE Credit Union of Florida
  • 3000 N. University Dr, Sunrise, FL, 33322
  • At PriorityONE, we make your financial success our number one priority. If you're banking with a financial institution that charges you too much and treats you like just a number, then make it a priority to join PriorityONE Credit Union. We are a not-for-profit, cooperative financial institution.
  • Mortgage Funding Group Inc
  • 8551 W. Sunrise Blvd, Suite 105, Plantation, FL, 33322
  • Mortgage Funding Group was founded in 1997 & have been serving Florida communities for over 20 years.Our core purpose is to process and pre-approve home loans.Our motto is "Your homeownership is our goal!" So, we work very hard to help you achieve this goal. We offer a variety of loans from mortgage lenders that utilize "common sense" underwriting.
  • Pompano Beach City Empl CU
  • 420 NE 19th Ave, Pompano Beach, FL, 33060
  • Pompano Beach Employee Credit Union has been serving the employees & their families since 1956. Over the years the Pompano Beach Employee Credit Union has grown in assets in excess of 10 million. We are regulated by the National Credit Union Administration (NCUA), an agency of the Federal Government, and the State of Florida Department of Banking.
  • BankNewport
  • 184 John Clarke Road, Middletown, RI, 02842
  • BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
  • People’s Credit Union
  • 858 West Main Road, Middletown, RI, 02842
  • People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.