FHA VS Conventional loan programs in Sappington, St. Louis County, Missouri

In 2025, the Conventional loan limit for Sappington, located in St. Louis county, MO, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans available today. Determine the income, credit, reserves, and documents needed for qualification. Our advanced calculator facilitates side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you select the optimal program in MO based on your financial situation.

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2025 Loan Limits and Down Payment Requirements in Sappington, St. Louis County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table applies to these zip codes: 63128, 63126

Conventional and FHA Loan Options in Sappington, MO

Lendersa® aims to help you secure the best Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three paths to find matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Endeavor Capital
  • 404 South Huntington Avenue, Jamaica Plain, MA, 02130
  • Endeavor Capital is a “unique requirements” private lender where every real estate loan represents a special situation. Although we welcome opportunities that come with sophisticated PowerPoint business plan presentations and exceptionally well-defined exit strategies, we are usually quite comfortable in simply discussing the real estate loan reque
  • Executive Mortgage Group of Florida LLC
  • 34 S Federal Hwy, Suite A, Dania Beach, FL, 33004
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
  • The Financial Solutions Boutique
  • 16801 Miramar Parkway, Miramar, FL, 33025
  • "We provide fast, flexible hard money loans tailored for real estate investors. Specializing in fix-and-flip, buy-and-hold, and new construction projects, we offer quick approvals, competitive rates, and minimal hassle to help you achieve your investment goals. Let us help you secure the funding you need to grow your portfolio and maximize your ret
  • Critical lending group llc
  • 1110 Southwest 103rd Avenue, Hollywood, FL, 33025
  • 30 yrs experience in real estate lending, residential and commercial properties. From primary to investment, land to existing properties. We can help you close fast, with good or bad credit. including foreclosure bailouts. Rental loans, Fix and flip, Construction, land loans, and Primary included.
  • Carrero Mortgage Advisors, LLC
  • 3600 Red Road, Suite 310, Miramar, FL, 33025
  • Carrero Mortgage a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates.
  • Gateway Financials LLC
  • 2493 Centergate Drive, Unit 202, Miramar, FL, 33025
  • We advise clients about real estate market conditions, conduct walkthroughs, and provide guidance and assistance through the process of buying, selling, or leasing properties. We also provide financing for residential and commercial real estate needs. SPECIALTIES: Residential sales, First time home buyers, Luxury homes etc
  • Pineyro Capital Group Inc
  • 11820 Miramar Parkway, Suite 110, Miramar, FL, 33025
  • Pineyro Capital Group Inc. (PCG) is a full service licensed Florida mortgage company operating under NMLS No. 420112. As a leader in the Florida mortgage market, Pineyro Capital Group Inc. specializes in providing Florida mortgage refinancing, home purchases, and debt consolidation home loans including,
  • Middlesex Federal Savings
  • 1 College Avenue Davis, Somerville, MA, 02144
  • Middlesex Federal Savings is a full-service community bank headquartered in Davis Square Somerville, Massachusetts. It was established in 1890 as West Somerville Cooperative Bank. More than 130 years later, Middlesex Federal has grown from its modest beginnings. Established with only $840.20 in assets,
  • Somerville Municipal Federal Credit Union
  • 236 Holland St, Somerville, MA, 02144
  • Established on May 28, 1941, Somerville Municipal Federal Credit Union was started by people who were committed to helping their fellow City of Somerville employees save for retirement in an age when pensions were non-existent. In the 1960's, membership was extended to employees of the Somerville Housing Authority
  • Phoenix Funded
  • 4466 Ficus Street, Hollywood, FL, 33021
  • Your One Stop Funding Solution – Real Estate, Commercial & Business Funding Nationwide! Phoenix Funded provides real estate investors, commercial property buyers, and business owners with tailored financing solutions nationwide. Whether you're funding a Fix & Flip, Rental, New Construction, Commercial Acquisition, or Business Expansion, we offer
  • Memorial Employees Federal Credit Union
  • 3501 Johnson Street, Hollywood, FL, 33021
  • MEFCU is operated under a charter which was granted in accordance with the Federal Credit Union Act, Public Law 86-354. Memorial Employees Federal Credit Union is governed by laws, rules & regulations of the National Credit Union Administration. Our mission is to grow along with our sponsor by providing lifelong personal service.