FHA VS Conventional loan in Northwoods, St. Louis County, Missouri
For the year 2025, the conventional loan cap in Northwoods, located in the county of St. Louis, MO, stands at $726,200. Meanwhile, the FHA limit for a one-family residence is $472,030.
Use Lendersa®'s Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Understand the requirements such as income, credit, savings, and paperwork you need to secure your loan. Our sophisticated mortgage calculator lets you evaluate Conforming Conventional loans, USDA, FHA, and VA side-by-side, helping you choose the best option in MO for your financial needs.
Loan limits and down payment needs for 2025 in Northwoods, part of St. Louis, MO
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
These details are applicable to the following zip codes: 63121
Explore Conventional and FHA Loan Options in Northwoods, MO
Lendersa® is dedicated to finding the ideal Conventional, USDA or FHA loans quickly and with ease. Choose from three options to be matched with suitable lenders and loan programs.
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