FHA VS Conventional loan in Northwoods, St. Louis County, Missouri

For the year 2025, the conventional loan cap in Northwoods, located in the county of St. Louis, MO, stands at $726,200. Meanwhile, the FHA limit for a one-family residence is $472,030.

Use Lendersa®'s Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Understand the requirements such as income, credit, savings, and paperwork you need to secure your loan. Our sophisticated mortgage calculator lets you evaluate Conforming Conventional loans, USDA, FHA, and VA side-by-side, helping you choose the best option in MO for your financial needs.

Compare offers from 100 lenders

Loan limits and down payment needs for 2025 in Northwoods, part of St. Louis, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

These details are applicable to the following zip codes: 63121

Explore Conventional and FHA Loan Options in Northwoods, MO

Lendersa® is dedicated to finding the ideal Conventional, USDA or FHA loans quickly and with ease. Choose from three options to be matched with suitable lenders and loan programs.

Lendersa USDA loan requests and matches


  • US Home Mortgage Inc
  • 5901 S 58th St A, Lincoln, NE, 68516
  • U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
  • Horizon Bank Nebraska
  • 10841 North 142nd, Waverly, NE, 68462
  • Horizon Bank has been serving the financial needs of customers for over 100 years! Since the1990's, Horizon Bank has also been actively involved in the development of affordable housing. Working with developers and syndicators in the Midwest, Horizon Bank has experience in over 380 developments.
  • 1st Community Credit Union
  • 1000 W Wisconsin St, Sparta, WI, 54656
  • 1st Community Credit Union is a not-for-profit organization owned by its members...people like you. Our purpose is to provide a source of credit at a fair and reasonable rate. As a member, you are one of the owners of your Credit Union. We take pride in serving our members in the best way we know how: with friendly, personalized service.
  • Good Life Lending
  • PO Box 5206, Lincoln, NE, 68505
  • Nebraska's fix and flip lender. We are a small company located in Lincoln, NE, since we are small you will get the service you deserve. We offer 100% Rehab funding, Interest only payments, Funding in 10 days or less and Free proof of funds. Experience Opportunity: The Good Life is Waiting For You, Get the Funding You Need to Experience It.
  • First Lincoln Federal Credit Union
  • 5730 R Street, Suite A, Lincoln, NE, 68505
  • First Lincoln Federal Credit Union Was Originally Chartered in 1956 It was an industrial credit union consisting of members of local #156 Amalgamated Meat Cutters & Butchers Workman of North America in Lincoln, employees of the Credit Union, and immediate family members. Willard Mook was elected treasurer and took care of operations from his home
  • Vault Funding Group
  • 421 South 9th Street, Suite 117, Lincoln, NE, 68505
  • Vault Funding Group is a residential and commercial mortgage lending firm with its home office based in Lincoln Nebraska and branch offices located in Atlanta Georgia and Las Vegas Nevada. As a member of the business community for several years, Vault Funding Group is also a licensed, bonded mortgage brokerage firm.
  • The Dickinson County Bank
  • 101 South Factory Street, Enterprise, KS, 67441
  • Dickinson County Bank The Dickinson County Bank of Enterprise, Kansas was chartered on June 2, 1894 as a result of a financial panic in 1887 that closed several area banks in Abilene, Hope, and Enterprise. The demand for banking was high and the bank was established to meet this demand.
  • Lincoln SDA Credit Union
  • 4733 Prescott Avenue, Lincoln, NE, 68506
  • The Lincoln SDA Credit Union is organized to serve members of the Seventh-day Adventist Church, Students and Employees of Adventist Colleges, and Employees of Adventist Hospitals. As a faith-based financial institution owned and operated by our members, our purpose is to provide a competitively priced line of financial products and services.