Explore the differences! FHA VS Conventional loan programs in St.-John, St. Louis County, Missouri
In 2025, Convetional loan limit in St.-John, county of St. Louis, MO is $647,200 while FHA limit is $420,680 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MO is best for your particular financial situation.
2025 loan limits and downpayment requirments in St.-John, county of St. Louis, MO
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
The comparison table applies to zip codes: 63114
Conventional and FHA loan options in St.-John, MO
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Brandywine Valley Mortgage is an independent broker that puts our customer needs before anything else. We have relationships with dozens of wholesale lenders to ensure we provide our clients with the best mortgage products available. Every mortgage is our niche, not just one product. We do what your bank doesn't, put you firs.
Select Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Brookside Lending is a Experienced mortgage broker team to help you obtain the best available products and pricing for your home purchase, home refinance, or reverse mortgage needs. speciality in Residential and Investment property transactions Home Refinance options The real estate buying and selling process and Fixed & ARMs, Jumbo Reverse more
6850 West 52nd Avenue, Suite 101, Arvada, CO, 80002
Venture Financial, Inc. is a small business doing big things. We are a locally owned company with over 20 years experience in the mortgage industry. Whether you are a first time homebuyer or someone investing in a second property, we are here to walk alongside you. We look at your financial situation as a whole
Legacy Mutual Mortgage is an approved HUD Lender and a member of the Texas Mortgage Bankers Association. We've been in business since April 2005 as a full service mortgage banking company originating, underwriting and closing conventional, FHA, VA, Texas Vet and USDA mortgage loans.
At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we
7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve
Our team offers people in the Colorado and Fort Collins area USDA, VA, FHA, and many more loan options. We prioritize personal care and we strive to give our clients all the tools they need to succeed. Large banking institutions are only concerned with moving clients in and getting them out the door.
