FHA VS Conventional loan programs in St.-John, St. Louis County, Missouri
For 2025, the limit for a Conventional loan in St.-John, county of St. Louis, MO is set at $647,200, while the FHA limit is $420,680 for a single-family residence.
Utilize Lendersa®'s calculator to compare the best rates for Conventional, FHA, and USDA loans today. This tool will inform you of the income, credit, reserves, and documentation necessary to qualify. Our advanced calculator allows you to view Conforming Conventional loans along with USDA, FHA, and VA programs side by side so you can find the best financial program in MO.
Loan limits and downpayment requirements for 2025 in St.-John, county of St. Louis, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
Note: The comparison table is applicable to zip codes: 63114
Explore Conventional and FHA loan options in St.-John, MO
Lendersa® aims to quickly get you the best Conventional, USDA, or FHA loan without any hassle. Choose among three options to find suitable lenders and loan programs.
For over 70 years, Farmers & Merchants Bank has been serving the communities of Northeast Mississippi. What started as the dream of a local group of businessmen in 1941 is truly a success story in the banking industry today.
Home owned and operated since 1941, Farmers & Merchants Bank prospers through a dedicated community.
Presidents Federal Credit Union (FCU) is located in Cleves, Ohio and we serve members who live, work, worship, volunteer, attend school or work in Miami and Whitewater Township in Hamilton County, Ohio. Presidents Federal Credit Union was founded January 31, 1956 as Porplasco Employees Credit Union.
Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,
We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.
Citizens Savings Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Citizens Savings Bank is located in Hawkeye, Iowa, and was founded in 1927. Annual sales for Citizens Savings Bank are around USD 1, 002, 000.00. This business is working in the following industry: Finance other.
We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.
The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.
