FHA VS Conventional loan programs in 2026 for Palmyra, Marion County, Missouri
As of 2026, the conventional loan cap for a single-family dwelling in Palmyra, found in Marion county, MO is set at $726,200. Meanwhile, the FHA limit is marked at $472,030.
You can engage the Lendersa® Conventional loan calculator to contrast the prevailing Conventional, FHA, and USDA best rates, letting you figure out the income requirements, credit, reserves, and paperwork necessary to qualify. By using this advanced mortgage calculator, you can conveniently view the Conforming Conventional loans, USDA, FHA, and VA options side by side within MO, assisting you in selecting the optimal program for your unique financial scenario.
2026 loan limits and required down payments in Palmyra, situated in the Marion area, MO
Loan Type
Loan Limits
Down Payment
Conventional Conforming
$726,200
3%<
USDA
$336,500
0%<
FHA
$472,030
3.5%<
This comparison table is applicable for zip codes: 63461
Options for Conventional and FHA loans in Palmyra, MO
Lendersa® is dedicated to ensuring the swift and easy acquisition of the best possible Conventional, USDA, or FHA loans. Choose from three distinct initial steps that lead to lender and loan program matches.
HOMEBANK Headquartered in Palmyra, MO since 1934, we have 9 branches throughout Mid and Northeast Missouri and Quincy, IL. All our lobbies are open again during normal business hours. Our friendly Customer Service Representatives and Loan Officers would love to meet with you in person
HNB Bank, n.a. was originally organized in May1888 as the Bank of Hannibal. The building on the corner of Main & Broadway in Hannibal, Missouri was constructed in 1889 and today, remains the bank’s corporate headquarters. In 1903 the bank applied for and was granted a national charter and became Hannibal National Bank.
F&M Bank is truly a neighborhood, hometown, community bank with locations in Hannibal and Monroe City. Founded in 1870 by the friends and family of Mark Twain, we are the area’s oldest locally-owned community bank. We are proud to be celebrating our 150th year of providing our customers a wide range of banking services.
Bank of Monticello is a Community Bank located in Northeast Missouri. Our Company was organized by local shareholders in 1928 to meet the needs of the families & businesses of Monticello, Missouri & the surrounding communities. While many things have changed over the years, our commitment to the Communities that we serve is stronger than ever.
The history of the United State Bank began in 1922 when Lorenzo H. Gnuse, Sr. founded the Durham State Bank. Mr. Gnuse was commissioned by the State of Missouri to assist in the liquidation of banks throughout Missouri that were failing due to the nationwide depression. Mr. Gnuse was sent to Durham to liquidate the Durham Savings Bank.
