Explore the differences! FHA VS Conventional loan programs in Palmyra, Marion County, Missouri

As of 2026, the conventional loan cap for a single-family dwelling in Palmyra, found in Marion county, MO is set at $726,200. Meanwhile, the FHA limit is marked at $472,030.

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You can engage the Lendersa® Conventional loan calculator to contrast the prevailing Conventional, FHA, and USDA best rates, letting you figure out the income requirements, credit, reserves, and paperwork necessary to qualify. By using this advanced mortgage calculator, you can conveniently view the Conforming Conventional loans, USDA, FHA, and VA options side by side within MO, assisting you in selecting the optimal program for your unique financial scenario.

Explore loan offers from a hundred lenders

2026 loan limits and required down payments in Palmyra, situated in the Marion area, MO

Loan Type Loan Limits Down Payment
Conventional Conforming $726,200 3%<
USDA $336,500 0%<
FHA $472,030 3.5%<

This comparison table is applicable for zip codes: 63461

Options for Conventional and FHA loans in Palmyra, MO

Lendersa® is dedicated to ensuring the swift and easy acquisition of the best possible Conventional, USDA, or FHA loans. Choose from three distinct initial steps that lead to lender and loan program matches.

  1. Submit the ultimate request with Conventional/USDA/FHA loan optimization
  2. Research Conventional, USDA, and FHA rates and terms first
  3. Access the largest database of Conventional lenders
Results from Lendersa USDA loan requests and matching



  • Elite Lending Solutions Incorporated
  • 5850 Coral Ridge Drive, Pompano Beach, FL, 33076

  • At Elite Lending Solutions, Incorporated, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • AAA Financial Corporation
  • 8811 S Miralago Way, Parkland, FL, 33076

  • AAAFinancial.com has been helping homeowners with their mortgages since 1989. We find you the right mortgage for the lowest cost! How? We have wholesale agreements with many of the largest lenders ( like those you see everyday on TV!). By keeping our overhead low we can pass the savings on to you!

  • Jet Direct Mortgage
  • 7401 Wiles Road, Suite 212, Pompano Beach, FL, 33076

  • At Jet Direct Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • Your Home Sold Guaranteed Realty Services
  • 7700 Congress Ave, Suite 3114, Boca Raton, FL, 33487

  • Mark and Kristin Stampini launched The Stampini Team in 2008 to serve residents in Palm Beach and Broward Counties. Kristin, who has a business management degree from Western Michigan University, spent 15 years in the restaurant industry before moving to South Florida. She earned her real estate license in 2006.

  • American Mortgage Lenders Corp
  • 6501 Congress Avenue, Suite 240, Boca Raton, FL, 33487

  • American Mortgage Lenders is always seeking highly qualified individuals to work with our brokerage. We supply mortgage professionals with all of the tools that you need. Close more loans and reach the potential that you have always had. Contact us today to find out more information.

  • Hard Money Lending Florida
  • 8000 N Federal Hwy, Suite 200, Boca Raton, FL, 33487

  • Our rates are comparable with the #1 hard money lender in South Florida, but we’re smaller which means you don’t need to jump through hoops to get approved. You work directly with your private lender; one on one. We’re FAST, FAST, FAST. No credit check, no income verification. All we care about is THE DEAL.

  • Swift Lending
  • 902 Clintmoore Rd #220, Boca Raton, FL, 33487

  • Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..

  • Lord Mortgage & Loan
  • 6971 North Federal Hwy Suite 103, Boca Raton, FL, 33487

  • Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home

  • Midcoast Federal Credit Union
  • 186 Lower Main Street, Freeport, ME, 04032

  • Midcoast Federal Credit Union is a not-for-profit financial cooperative, owned by our Members who are residents, relatives, or people employed by numerous businesses throughout the Midcoast Region of Maine. Midcoast Federal Credit Union serves the communities of Sagadahoc, Lincoln and Knox counties along with residents and businesses.

  • Lisbon Community Federal Credit Union
  • 325 Lisbon Street, Lisbon, ME, 04250

  • The LISBON COMMUNITY FEDERAL CREDIT UNION is a not for profit, full service financial institution owned by and operated for our Members. The LCFCU was founded in 1959 to serve those who reside or work in the Lisbon, Lisbon Falls and Durham areas. Since that time, this federally chartered, federally insured Credit Union has grown steadily.

  • OTIS Federal Credit Union
  • 170 Main Street, Jay, ME, 04239

  • As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.

  • The Discount Mortgage Store
  • 7452 champagne pl, Boca Raton, FL, 33433

  • We Finance every type of Residential and Commercial Mortgage in the USA. The The Discount Mortgage Store Team is your premier mortgage team located in Boca Raton, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
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