FHA VS Conventional loan programs in 2025 for Richmond-Heights, St. Louis County, Missouri
In 2025, the loan limits for Conventional loans in Richmond-Heights, within the county of St. Louis, MO, are at $647,200, whereas for a single-family home under FHA, it is $420,680.
The Lendersa® Conventional loan calculator enables you to evaluate the best available rates for Conventional, FHA, and USDA loans, while also assessing your income, credit, reserves, and needed documents. This comprehensive tool lets you see and compare Conforming Conventional loans, USDA, FHA, and VA programs side by side, assisting you in determining which option suits your financial situation in MO best.
For 2025: Loan limits and down payment requirements in Richmond-Heights, St. Louis, MO
Loan Type
Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
Note: These comparisons relate to the zip codes: 63117
Loan opportunities: Conventional and FHA in Richmond-Heights, MO
The objective of Lendersa® is to secure the optimal loan, whether Conventional, USDA, or FHA, efficiently and with minimal hassle. Pick one of three initial paths which yield matching lenders and loan offerings.
650 S Shackleford Rd, Suite 150, Little Rock, AR, 72211
Eagle Bank & Trust Company has been serving customers in central Arkansas and beyond since 1919. From our humble beginnings, we’ve grown to 13 full-service Bank locations and mortgage loan production offices located in six states (Arkansas, Florida, Idaho, Louisiana, Mississippi, and Tennessee
Southern Bancorp is more than a bank. It is an opportunity center, a place where anyone can receive help no matter where they may be on their financial journey. We provide affordable and responsible banking products and financial development services to rural and underserved communities in the Mid-South.
TruService Community Federal Credit Union is proud to be the first and oldest credit union in Arkansas, chartered in 1930 by U.S. Postal employees. We are federally insured by the National Credit Union Administration (NCUA). TruService owes its existence to the foresight and thrift of the Postal Workers in Arkansas.
650 S. Shackleford, Suite 400, Little Rock, AR, 72211
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At FCN Bank, our people are our greatest asset. We live in the communities we serve, and we are completely dedicated to providing unequaled customer service and financial solutions.
We are truly a local bank. We’re headquartered in Brookville, with offices also in the nearby towns of Batesville, Connersville, Harrison, and Sunman.
At Community Bank you are treated like a friend. Our success is measured by the relationships we build with our customers providing competitive banking products, the latest technology, and individualized hands-on service.We consider it a privilege to do business with our customers.
Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees.
CESFCU became a Federally Chartered Credit Union in 1992
First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902.
Our mission is to meet the needs of the market we serve by providing community leadership.
Expree Credit Union was founded in 1938 as the Kentucky Employees Credit Union, or KECU — a not-for-profit cooperative to provide state employees with convenient savings and low-interest credit. People helping people. For the last 80 years, every decision has been guided by the financial well-being of our members.
