Explore the differences! FHA VS Conventional loan programs in Clayton, St. Louis County, Missouri
During 2025, the conventional loan limit in Clayton, St. Louis county, MO, is $726,200. For an FHA loan, the limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare the best rates today between Conventional, FHA, and USDA. Find out what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side to decide on the most suitable program in MO.
2025 Loan Limits and Down Payment Requirements in Clayton, St. Louis, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This comparison applies to zip codes: 63105, 63195, 63199
Exploring Conventional and FHA Loans in Clayton, MO
The goal of Lendersa® is to promptly secure the best Conventional, USDA, or FHA loan without complication. Choose one of the three pathways below to start matching with lenders and available programs.
Samurai Capital is a Mortgage Brokerage passionate about solving the common pain points for our clients. We serve Real Estate Agents and Direct borrowers and also Stan Miller is the president of the mortgage company With over 25 years of service at Intel, Stan has focused over the last several years on applying his experience to help transform.
We are a mortgage brokerage with a focus on education about real estate investing. We believe in educating our clients first – not selling. This empowers our clients to make informed choices.We take a consumer-direct approach strategy, reaching consumers where they seek education about home mortgage and first-time home buyer programs.
Welcome to Core Value Lending. Veteran owned and operated serving the states of Colorado, Florida, Virginia, and California founder of the and also Veteran owned and operated, Homes for Heroes affiliate, and true advocate for the VA home buyer servicing CO, VA, and FL Experienced, transparent, and hard working Ready To Work For You.
At Double H Home Loans Powered By Southwest Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Fiado Loans LLC Our promise is to provide unparallel service and unbelievable rates. We know consumers have many choices when taking huge financial steps with mortgages loans. We’re grateful to be a part of it and accept the challenge of surpassing your expectation and We offer some of the lowest rates in the industry.
Higher Life Financial was created by CEO Eddie Wong .We have worked and learn with some many talented individuals in the mortgage industry for the past 17 years Looking to achieve the Highest level of Home mortgage service and find the right product for our clients and also Higher Life Financial mission is to help families.
18555 E Smoky Hill Road, Suite 1481, Aurora, CO, 80015
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Home Loan Assist Colorado Tracy Pettway is the owner of mortgage company helped many purchase primary residences, investment properties, lower monthly mortgage payments, consolidate debt and focus on becoming debt free ultimate goal is to help my clients fulfill their home ownership dreams and to put them in the best financial position possible.
