FHA VS Conventional loan in Smithville, Clay County, Missouri
As of 2025, the conventional loan cap in Smithville, situated within Clay county, MO, is set at $726,200. In comparison, the FHA cap for a single-family residence is $472,030.
To evaluate today's top rates, use the Lendersa® Conventional loan calculator, which allows you to contrast Conventional against FHA and USDA rates. This tool helps you assess income, credit, reserves, and necessary documentation for loan qualification. Our precise mortgage calculator displays Conventional, USDA, FHA, and VA loans side by side, helping you to select the most suitable program for your financial requirements in MO.
Loan Limits and Down Payment Guidelines for 2025 in Smithville, Clay County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,000
0%
FHA
$472,030
3.5%
This table is relevant to the following zip codes: 64089
Exploring Conventional and FHA Loan Solutions in Smithville, MO
The mission of Lendersa® is to swiftly connect you with the ideal Conventional, USDA, or FHA loan, minus the hassle. Choose from three starting paths to find matching lenders and loan programs.
610 N. Kays Drive, Suite 106, Kaysville, UT, 84037
Coventry Mortgage is the right choice for Mortgages. We have built our business by satisfying our customers mortgage needs one loan at a time.We rarely advertise, our business is made up of referrals from happy customers and from creating relationships with borrowers that last a life time.
Summit Home Loans is a residential mortgage brokerage that strives to provide the very best home financing experience in the industry. Our two main priorities are service and price, which we believe go hand in hand rather than trading one for the other. By providing a competitive and fun working environment.
Southeastern Bank, established in 1888, has a long history of serving its customers and communities. From deposit accounts and loans to investments and more, Southeastern Bank has the financial products you need most. Southeastern Bank has 10 locations throughout coastal Georgia and northeast Florida.
17 East High Street, Suite 102, Carlisle, PA, 17013
Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients
8821 South Redwood Rd, Suite B, West Jordan, UT, 84088
First Fidelity Financial Services™ is owned and operated by Bryan Pettit a Certified Mortgage Planner who through tested and proven principles, delivers consistent, stable, insights and results into all aspects of residential mortgage lending, (home purchases, refinances and reverse mortgages).
8537 South Redwood Rd, Suite B, West Jordan, UT, 84088
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
8537 S Redwood Road, Suite A-3, West Jordan, UT, 84088
We provide quality real estate financing. With a proven track record of success in conventional and government loans, we have become one of the fastest growing full-service Mortgage Broker in the State of Utah. Our loan specialists are serious about customer service & go above & beyond to provide personal & attentive service our clients deserve.
8846 South Redwood Road, #C212, West Jordan, UT, 84088
"DoHardMoney provides financing for Real Estate Investors, including new investors. Our funding options can be used for single family residence fix and flip investments, as well as home refinances.
We fund loans within 5-14 business days, and we offer loans for up to 8 months with no payments for up to 6 months. "
