FHA VS Conventional loan programs in 2025 for Pleasant-Valley, Clay County, Missouri
In 2025, the loan limit for Conventional loans in Pleasant-Valley, located in Clay county, MO, is set at $647,200, while the FHA limit for a single-family home stands at $431,250.
The Lendersa® Conventional loan calculator compares today’s best rates among Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documents needed for qualification. Our advanced mortgage tool allows you to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision in selecting the ideal program in MO for your financial situation.
2025 Loan Limits and Down Payment Requirements in Pleasant-Valley, Clay County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$311,800
0%
FHA
$431,250
3.5%
This table is applicable to the zip codes: 64068
Conventional and FHA Loan Options in Pleasant-Valley, MO
The mission of Lendersa® is to efficiently connect you with the top Conventional, USDA, or FHA loan options without hassle. Choose one of three starting points to find matching lenders and loan programs.
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