FHA VS Conventional loan programs in 2025 for Pleasant-Valley, Clay County, Missouri

In 2025, the loan limit for Conventional loans in Pleasant-Valley, located in Clay county, MO, is set at $647,200, while the FHA limit for a single-family home stands at $431,250.

The Lendersa® Conventional loan calculator compares today’s best rates among Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documents needed for qualification. Our advanced mortgage tool allows you to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision in selecting the ideal program in MO for your financial situation.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Pleasant-Valley, Clay County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

This table is applicable to the zip codes: 64068

Conventional and FHA Loan Options in Pleasant-Valley, MO

The mission of Lendersa® is to efficiently connect you with the top Conventional, USDA, or FHA loan options without hassle. Choose one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Efinity Mortgage
  • 1901 Central Drive, Suite 612, Bedford, TX, 76021
  • The Efinity Group family is focused on Changing The Way Consumers view Financial Services. As a privately held firm, our staff is not beholden to sell or push a single line of products. Whether seeking home or auto insurance, seeking financial planning or needing to finance a home,
  • Full Service Mortgage Group LLC
  • 903 Murfreesboro Road, Franklin, TN, 37064
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • New Mission Mortgage LLC
  • 427 Wild Elm St, Franklin, TN, 37064
  • New Mission Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Southeast Financial Credit Union
  • 220 S Royal Oaks Blvd, Franklin, TN, 37064
  • Southeast Financial Credit Union, our employees are an important part of our success, and we are excited that you have selected us to round out your career search. We are committed to providing an environment that fosters professionalism, growth and We recognize that our team is the reason we provide one of the highest levels of member service
  • Marathon County Employees Credit Union
  • 400 E Thomas Street, Wausau, WI, 54403
  • Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz We are a state chartered
  • Cloverbelt Credit Union
  • 110 McIndoe Street, Wausau, WI, 54403
  • Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935
  • Commonwealth Capital Mortgage, LLC
  • 6301 Strawberry Lane, Louisville, KY, 40214
  • Choosing a loan provider can be both confusing and time consuming. There are so many providers out there that the loan process can sometimes become overwhelming. Commonwealth Capital Mortgage is there help you every step of the way, to reduce stress and help you focus on what is most important - your normal life!
  • Nashville Firemen’s Credit Union
  • 908 Woodland Street, Nashville, TN, 37206
  • Nashville Firemen’s Credit Union (NFCU) lobby is now open. For your safety and the safety of NFCU staff, face coverings will be required when visiting the branch. The Drive through window remains open with full services for those who chose not to come into the lobby. The safety and well-being of our employees, members.
  • Madison County Federal Credit Union
  • 621 East 8th Street, Anderson, IN, 46012
  • Madison County Federal Credit Union received approval from the National Credit Union Association to expand its community charter to three additional counties – Delaware, Henry and Hancock. This expansion, effective immediately, opens membership and full credit union services to anyone who lives, works, worships.