Explore the differences! FHA VS Conventional loan programs in Springfield, Greene County, Missouri

In 2025, the maximum Conventional loan amount in Springfield, in Greene county, MO, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to see Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in choosing the best program in MO for your financial situation.

Browse loan offers from 100 lenders

Current Year Loan Limits and Down Payment Requirements in Springfield, Greene County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 65810, 65802, 65803, 65804, 65806, 65807, 65809, 65805, 65808, 65814, 65817, 65890, 65897, 65898, 65899

Explore Conventional and FHA Loan Options in Springfield, MO

Lendersa® aims to swiftly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of the three starting points to find matching lenders and loan options that work for you.

Results of Lendersa USDA loan queries


  • West Plains Bank and Trust Company
  • 11 Court Sq, West Plains, MO, 65775
  • West Plains Bank and Trust Company is a Bank with operations in two states. West Plains Bank and Trust Company offers numerous mortgage programs including conventional, non-owner occupied, VA, USDA and construction mortgages and West Plains Bank and Trust Company, based in West Plains, Mo., operates four full-service and two drive-through branches
  • Grand Savings Bank
  • 1022 South Main Street, Grove, OK, 74344
  • With 12 locations in Northwest Arkansas, Northeast Oklahoma, and the River Valley, Grand Savings Bank has been serving communities since 1981. We have a 30-year track record of supporting the diverse and dynamic needs of our customers, and we are committed to providing straightforward, customized, sound advice that contributes to the growth.
  • The First National Bank and Trust Company of Miami
  • 2 N Main St, Miami, OK, 74354
  • The First National Bank & Trust Company of Miami opened for business on February 17, 1900, and has served Miami and the surrounding area for over 100 years. The bank was founded on the theory of community development and usefulness, and it can be truly said that First National has consistently tried to maintain this policy.
  • Bank of Iberia
  • 841 East Hwy 42, Iberia, MO, 65486
  • Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.
  • NwaLending.com
  • 2829 E Hyland Park Road, Fayetteville, AR, 72701
  • NwaLending.com is a leading mortgage lender in the Northwest Arkansas area & we pride ourselves for our friendly customer service. Call and set up an appointment today & we will help you formulate a plan for your next home purchase.Our office is in Northwest Arkansas near the U of A campus in Fayetteville, and we are owned by a local Arkansas Bank.
  • The Citizens-Farmers Bank of Cole Camp
  • 121 East Main Street, Cole Camp, MO, 65325
  • The Citizens-Farmers Bank of Cole Camp was chartered in 1929 through a consolidation of the two local banking institutions, The Citizens Bank and The Farmers Bank. Each bank was located in the Cole Camp business district. The new bank kept the original location of The Citizens Bank and occupies the original building today.
  • The City State Bank
  • 1012 Highway 69, Fort Scott, KS, 66701
  • City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.
  • The Bank of Versailles
  • 113 East Newton Street, Versailles, MO, 65084
  • Serving the Generations Since 1882. That’s not just a tagline, at The Bank of Versailles that’s our way of doing business. Our goal is to provide you with personal service from your first savings account, to buying a home, & through your IRA distributions. Since opening our doors November 22, 1882, we have been locally-owned & locally-operated
  • Bank of Salem
  • 207 West Church St, Salem, AR, 72576
  • Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson. Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)
  • Phelps County Bank
  • 718 North Pine Street, Rolla, MO, 65401
  • Phelps County Bank is 100% owned by our employees through an Employee Stock Ownership Plan (ESOP). Our mission is to build relationships with purpose, integrity, and fairness through a commitment to teamwork, education, and growth - believing that contributions of time, talents, and service lead to a better community for all.
  • Riverways Federal Credit Union
  • 1012 Forum Drive, Rolla, MO, 65401
  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
  • Mortgage Store, LLC
  • 11130 Twitty Drive, Suite 120, Rolla, MO, 65401
  • "We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process. We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"