Explore the differences! FHA VS Conventional loan programs in St.-James, Phelps County, Missouri
In 2025, the maximum limit for a Conventional loan in St.-James, within the county of Phelps, MO, is $647,200. At the same time, the FHA loan cap for a single-family dwelling is $420,680.
Utilize the Lendersa® Conventional loan calculator to explore and compare the most competitive rates between Conventional loans, FHA loans, and USDA loans. It will help you assess income, credit scores, reserves, and the necessary documentation to qualify. With our advanced mortgage calculator, you can evaluate Conforming Conventional loans alongside USDA, FHA, and VA options for a detailed comparison of which program might be most suitable for your financial circumstances in MO.
2025 Loan Limits and Down Payment Details in St.-James, Phelps County, MO
Loan Category
Maximum Loan Amount
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparative data is relevant to these zip codes: 65559
Explore Conventional and FHA Loan Alternatives in St.-James, MO
The mission of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loans, minimizing any hassle. You are invited to choose among three starting paths that will align you with appropriate lenders and loan programs.
Harmoney Capital LLC. was founded in Miami, Florida with the intention of helping borrowers finance their real estate needs. As a 100% self funded, family-owned and operated lending company, Harmoney Capital is able to practice innovative alternatives to traditional real estate financing. With no credit approval or income verification required.
19901 E Country Club Dr APT 503, Aventura, FL, 33180
New Century Financial Mortgage
Founded in 2020 with a mission to provide new age home financing solutions for people craving a thoughtful, personalized approach, New Century Financial Mortgage first entered the scene in Aventura, Florida. Since its inception, it has since grown to become one of Florida’s premier mortgage brokerages.
Nations Trust Mortgage is a mission-driven organization with a clearly defined set of values. We encourage our employees to have a strong sense of purpose, a high level of self-esteem and the capacity to think clearly and logically to provide the best possible rates on the right product, at very instant to our borrowers.
Bridge Mortgage Bankers and its all-star team of professionals are well known for putting the customer first. We have an outstanding reputation amongst the thousands of homebuyers we have served and our mortgage banking illuminates our blossoming success. As a mortgage banker, Bridge Mortgage Banking Loans can offer faster loan processing
633 Ne 167th St, Suite 1019, North Miami Beach, FL, 33162
ETHICS MORTGAGE is a full-service mortgage company serving the entire state of Florida with expertise in every area of home mortgage lending from purchase to refinance to construction lending. We offer the best mortgage rates in Florida. A decision to purchase a home can be stressful. Buying a home is a big step.
At Southern States Mortgage, we treat each client as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
DEC Lending is personable, reliable, and ready to meet your real estate financial goals. We offer a wide array of loan programs to meet all of our clients requests. DEC Lending is the solution for all your real estate lending needs. We are ready to solve your challenges in order to reach your full potential, just ask our clients
3901 Northwest 79 Avenue, Suite 220, Doral, FL, 33166
"Florida Mortgage Capital Inc was established in May 1996. We have been serving the needs of Buyers throughout Florida for over 22 years.
Our success has been in building long term relationships with our clients. They are the best testament of the service we provide during and after the transaction is concluded."
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
Our vision is to deliver the experience of a simple loan process to our customers. We believe in providing an outstanding customer service experience by making the process fast and easy to get the best and least expensive loan program available for their specific situation. We have the conventional loan programs, FHA, VA etc
