FHA VS Conventional loan in Rolla, Phelps County, Missouri

For the year 2025, the maximum conventional loan amount in Rolla, located in Phelps county, MO, is $726,200. In contrast, the FHA loan limit for a single-family property is $472,030.

Lendersa® offers a comprehensive Conventional loan calculator to help you compare today's top rates for Conventional, FHA, and USDA loans. Determine necessary income, credit history, reserves, and documentation to qualify. With our advanced mortgage calculator, you can compare Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in finding the best choice for your financial needs in MO.

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2025 Loan Limits and Down Payment Details in Rolla, Phelps County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 65401, 65402, 65409

Available Conventional and FHA Loan Options in Rolla, MO

The goal at Lendersa® is to provide you with the best offers for Conventional, USDA, or FHA loans quickly and conveniently. Choose from three methods to find lender matches and suitable loan programs.

Lendersa USDA loan request and matching outcomes


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