Explore the differences! FHA VS Conventional loan programs in St.-Joseph, Buchanan County, Missouri
In 2025, the limit for a conventional loan in St.-Joseph, within Buchanan County, MO, stands at $647,200, whereas the FHA loan cap for a single-family home is $420,680.
Utilize Lendersa®'s Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans. This tool lets you determine income, credit, reserves, and the necessary documents for qualification. It offers a side-by-side comparison of Conforming Conventional loans along with USDA, FHA, and VA options to aid in choosing the best program for your financial situation in MO.
Details of 2025 Loan Limits and Down Payment Guidelines in St.-Joseph, Buchanan County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table corresponds to zip codes: 64503, 64501, 64507, 64504, 64506, 64505, 64502, 64508
Available Loan Options: Conventional and FHA in St.-Joseph, MO
The aim of Lendersa® is to efficiently provide the best possible Conventional, USDA, or FHA loan without complication. Start with any of the three approaches to find appropriate lenders and loan programs.
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