FHA VS Conventional loan in St.-Joseph, Buchanan County, Missouri
In 2025, the limit for a conventional loan in St.-Joseph, within Buchanan County, MO, stands at $647,200, whereas the FHA loan cap for a single-family home is $420,680.
Utilize Lendersa®'s Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans. This tool lets you determine income, credit, reserves, and the necessary documents for qualification. It offers a side-by-side comparison of Conforming Conventional loans along with USDA, FHA, and VA options to aid in choosing the best program for your financial situation in MO.
Details of 2025 Loan Limits and Down Payment Guidelines in St.-Joseph, Buchanan County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table corresponds to zip codes: 64503, 64501, 64507, 64504, 64506, 64505, 64502, 64508
Available Loan Options: Conventional and FHA in St.-Joseph, MO
The aim of Lendersa® is to efficiently provide the best possible Conventional, USDA, or FHA loan without complication. Start with any of the three approaches to find appropriate lenders and loan programs.
19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070
"At Alamo Premier Mortgage We underwrite, process and close our own loans.
We do VA, FHA, conventional, jumbo and investment loans.
We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork
We can Pre Approve your Land, Construction and Final Loan in one stop."
18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. The construction loan is refinanced into a long term mortgage upon construction completion.
30100 Chagrin Boulevard, Suite 380, Cleveland, OH, 44124
Encore Funding is a private lending firm that offers alternative sources of capital to small and mid-size businesses. We invest in growth-oriented entrepreneurs who may not meet the strict requirements of conventional lending. Our team is backed with extensive experience in investment management, business development, risk assessment.
CR Mortgage Solutions company is an experienced, independent and local mortgage broker in the Grant Park area, specializing in home loans and refinancing. We work with a variety of banks to find the best residential mortgage loan at the best rate, and we can help you every step of the way, all the way to closing on your new home
CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.
SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.
2303 Parklake Drive, Suite 504, Atlanta, GA, 30345
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
At Real Estate Financial Services. We are a full-service mortgage company based in Sugar Hill, Georgia. We specialize in FHA and VA Mortgages for First Time Home Buyers in Sugar Hill. We also serve the surrounding cities in Gwinnett County. Whether you are buying a home or refinancing in any of these zip codes: 30518, 30005, 30024
