FHA VS Conventional loan programs in 2026 for Willard, Greene County, Missouri

For 2026, the conventional loan limit in Willard, county of Greene, MO is $726,200, whereas for a single-family home, the FHA limit stands at $472,030.

With Lendersa®'s Conventional loan calculator, you can evaluate the best rates for today across Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents needed for qualification. Our powerful mortgage calculator allows you to compare Conforming Conventional loans, USDA, FHA, and VA side by side, facilitating a well-informed decision on which program in MO fits your unique financial needs.

Compare offers from 100 lenders and choose wisely

2026 Loan Limits and Down Payment Requirements in Willard, County of Greene, MO

Type of Loan Limit on Loan Initial Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is specific to these zip codes: 65781

Discover Your Options: Conventional and FHA Loans in Willard, MO

Lendersa® aims to swiftly secure you the best available Conventional, USDA, or FHA loan hassle-free. Choose one of three starting points to match with the ideal lenders and loan schemes.

Lendersa USDA loan requests and matching results overview


Willard Lenders

  • AGCU
  • 1535 N. Campbell Ave, Springfield, MO, 65803
  • Lends in Missouri
  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.

  • Great Southern Bank
  • 218 S. Glenstone, Springfield, MO, 65802
  • Lends in Missouri
  • Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.

  • Multipli Credit Union
  • 818 N Benton Ave, Springfield, MO, 65802
  • Lends in Missouri
  • "At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank.
    Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.

  • Volt Credit Union
  • 2624 West Republic Road, Springfield, MO, 65807
  • Lends in Missouri
  • "Volt Credit Union (formerly Community Financial Credit Union) in Springfield, Missouri, has been making a difference in the lives of its members since 1935.
    We work with employee groups - small or large - to enhance their benefit packages with financial services that can help your employees build a secure financial future."

  • Travis Bell Home Loans
  • 3100 S. National, Suite 201, Springfield, MO, 65807
  • Lends in Missouri
  • With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.

  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Lends in Missouri
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.

  • Home Mortgage Group INC
  • 3608 S Campbell Avenue, Springfield, MO, 65807
  • Lends in Missouri
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Farris Mortgage
  • 2412 East Madrid, Springfield, MO, 65804
  • Lends in Missouri
  • Farris Mortgage loans are done differently than other lenders. We do not make money on closing costs or third party fees in fact we actually pay money toward your closing costs. Since 2015 Farris Mortgage has paid more than $225, 000 in closing cost for our clients. This is actual money our clients get to keep we call this The Broker Advantage.

  • BancorpSouth Mortgage
  • 3211 E Battlefield St, Springfield, MO, 65804
  • Lends in Missouri
  • BancorpSouth Bank is headquartered in Tupelo, Mississippi, with approximately $27 billion in assets. BancorpSouth operates approximately 325 full-service branch locations as well as additional mortgage, insurance, and loan production offices in Alabama, Arkansas, Georgia, Florida, Louisiana, Mississippi, Missouri, Tennessee etc..