FHA VS Conventional loan programs in Bay-St.-Louis, Hancock County, Mississippi
In 2026, the conventional loan limit for a single-family home in Bay-St.-Louis, Hancock county, MS is $647,200, while the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to explore and compare current best rates across Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents for qualifications. With this advanced tool, examine Conforming Conventional, USDA, FHA, and VA loans side by side for the best choice in MS that suits your finances.
2026 Loan Limits & Downpayment in Bay-St.-Louis, Hancock County, MS
Loan Type
Loan Limit
Down payment
Conventional
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The table applies to zip codes: 39520
Options for Conventional & FHA Loans in Bay-St.-Louis, MS
Lendersa® is dedicated to assisting you in securing the best possible loan, whether it be Conventional, USDA, or FHA, quickly and with ease. Choose from three starting options that lead to matched lenders and programs.
Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.
11639 South 700 East, Suite 200, Draper, UT, 84020
Diversified Financial Services, Inc. Specializes in Mortgage Loans, Home Improvement Financing and Consulting owned Mortgage Company serving the western United States. We hire mortgage professionals that understand the unique challenges of the mortgage market, especially during these unprecedented times.
Olympus Funding is an aggressive advocate of consumer rights recognizing that honesty and integrity formulates the basis of great customer service.We sincerely believe we are "Your Mortgage Solution". We value our customer's privacy & strive to understand their needs so that we may fully assist them in achieving their mortgage financial objectives.
11576 S. State Street, Suite 102-B, Draper, UT, 84020
Simple Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
11910 South State St, Suite 100, Draper, UT, 84020
The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.
Forewest Financial LLC or ForewestMortgage.com is a licensed mortgage broker. We shop and use wholesale lenders nationwide to obtain the best possible mortgage loan financing available to any given borrower profile. We do conventional, FHA and VA loans as well as non-conventional lending.
Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.
2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
