FHA VS Conventional loan programs in Bay-St.-Louis, Hancock County, Mississippi
In 2025, the conventional loan limit for a single-family home in Bay-St.-Louis, Hancock county, MS is $647,200, while the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to explore and compare current best rates across Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents for qualifications. With this advanced tool, examine Conforming Conventional, USDA, FHA, and VA loans side by side for the best choice in MS that suits your finances.
2025 Loan Limits & Downpayment in Bay-St.-Louis, Hancock County, MS
Loan Type
Loan Limit
Down payment
Conventional
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The table applies to zip codes: 39520, 39521
Options for Conventional & FHA Loans in Bay-St.-Louis, MS
Lendersa® is dedicated to assisting you in securing the best possible loan, whether it be Conventional, USDA, or FHA, quickly and with ease. Choose from three starting options that lead to matched lenders and programs.
27651 La Paz Road, Suite 200, Laguna Niguel, CA, 92677
Purpose Funding is a premium mortgage brokerage dedicated to providing affordable home loans for customers with various types of credit history. Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment or debt consolidation, we have a loan for you with the best & lowest rates available.
28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
Founded in 1989, Hayward Capital grew from a builder-based mortgage company to a consumer friendly mortgage operation. This family owned and operated company has funded over a billion dollars in loans. Since our clients only deal with principals of the company Hayward Capital is able to offer our clients unbeatable interest rates
28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
If you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
30025 Alicia Pkwy, Suite 557, Laguna Niguel, CA, 92677
Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677
Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.
23332 Mill Creek Drive, Suite 235, Laguna Hills, CA, 92653
At AS IS Lending we value honesty and integrity, and we pride ourselves on providing transparency for our clients throughout the mortgage loan process.
We understand that owning a home is a large financial commitment, which is why our AS IS Lending Team works closely with you every step of the way throughout the loan process and beyond.
23330 Mill Creek, Suite 250, Laguna Hills, CA, 92653
Michelle J. Christensen has 19+ years in the industry she can assist you in every aspect of the loan process. Give her a chance to earn your business, you will never go to another loan officer. Michelle J. Christensen NMLS# 304522 Our Business Is Making You Feel At Home.
With 19+ years in the industry Michelle can tailor the perfect loan
23172 Plaza Pointe Dr, Suite 195, Laguna Hills, CA, 92653
Our goal is not only to provide you with the best of our service and expertise in advancing your financial interests, but also to offer you a long term relationship. The US economy and banking industry is always changing, as such, anytime we feel that we can better your financial interests in the long term.
23172 Plaza Pointe Dr, Suite 230, Laguna Hills, CA, 92653
Breeze Funding has been a leading, client-focused mortgage loan company offering low interest rates. We offer an award winning, state of the art lending process that has been time tested to give homeowners great loans at competitive interest rates.We believe purchasing a home & refinancing should be an exciting & encouraging process for homeowners.
