Explore the differences! FHA VS Conventional loan programs in Brookhaven, Lincoln County, Mississippi

In 2026, the Conventional loan limit in Brookhaven, located in Lincoln county, MS, is $726,200. The FHA limit, meanwhile, is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see the Conforming Conventional loans, USDA, FHA, and VA side by side to help decide which program in MS is most suitable for your financial situation.

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Loan limits and down payment requirements for 2026 in Brookhaven, Lincoln County, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to the zip codes: 39601

Explore Conventional and FHA Loan Options in Brookhaven, MS

The aim of Lendersa® is to promptly provide the most advantageous Conventional, USDA, or FHA loan. Choose one of three starting paths to find matching lenders and suitable loan programs.

Results from Lendersa USDA loan requests


  • SoundView Financial Credit Union
  • 14 Research Dr, Bethel, CT, 06801
  • The SoundView Financial Credit Union is a member-owned financial cooperative. Members of the Credit Union include those who live, work, worship, or volunteer in the Connecticut counties of Fairfield and Litchfield, all P&G/Gillette/Duracell employees, as well as employees from other member companies in the greater Danbury area.

  • Western Connecticut Federal Credit Union
  • 2 Stony Hill Road, Bethel, CT, 06801
  • Western CT Federal Credit Union (WCFCU) is a member-owned, not-for-profit, financial cooperative based in Bethel, Connecticut. WCFCU is a customer-centric credit union focused on creating a positive financial experience by delivering personalized service along with technology-oriented features to meet the needs of members.

  • Connecticut Home Financing, LLC
  • 33 Redwood Dr., Bethel, CT, 06801
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • PFS Mortgage
  • 177 North St, Easton, CT, 06612
  • "PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York.
    Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."

  • Prosper First Funding Corporation
  • 2465 Black Rock Turnpike, Fairfield, CT, 06825
  • At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.

  • Commercial Lender Link
  • 640 Belle Terre Road. Building D, Port Jefferson, NY, 11777
  • Our team members are experienced commercial real estate professionals from the investor and banking community. For more information about us call 631-828-4404.

    We work hard to exceed expectations in order to satisfy our borrowers’ needs

    We have no upfront fees to our borrowers, investors or affiliates. We are success fee driven. No success. N

  • Suffolk Federal Credit Union
  • 3681 Horseblock Rd, Medford, NY, 11763
  • Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.

  • Home America Lending Corp.
  • 20 Oak Street, Patchogue, NY, 11772
  • MCS Mortgage Bankers is a mortgage bank with operations in twenty-six states. MCS Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. MCS Mortgage Bankers is a FREEandCLEAR Certified Bronze Low Rate Lender.