FHA VS Conventional loan programs in McComb, Pike County, Mississippi
As of 2026, the maximum limit for a conventional loan in McComb, within Pike county, MS, is set at $726,200. Meanwhile, for a single-family home, the FHA cap is $472,030.
Leverage Lendersa®'s Conventional loan calculator to review current best rates among Conventional, FHA, and USDA loans. Assess the necessary income, credit score, reserves, and documentation for eligibility. Our sophisticated mortgage calculator enables a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, facilitating your choice of the most suitable program for your specific financial needs within MS.
2026 loan limits and down payment information in McComb, Pike county, MS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparative table is applicable to the zip codes: 39648
Available Conventional and FHA loan options in McComb, MS
The objective of Lendersa® is to help you swiftly secure the most suitable Conventional, USDA, or FHA loan without the hassle. Choose from three initial options to find compatible lenders and loan programs.
Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community
Franklin County was named for philosopher and statesmen Benjamin Franklin and was one of the original counties of the state of Mississippi. In 1809, seven years prior to Mississippi’s admission into the Union as a state, the county was organized in the Mississippi Territory. A large part of the western portion of the county
Citizens Bank can trace its origins back to 1913, when Henry and Sallie Rankin acted on their belief that the Columbia area needed a bank that could be responsive to the financial needs of individuals and businesses within their community. Twenty-four original shareholders raised $35, 000 in capital to form the Bank.
October, 1891, the founders of Copiah Bank opened our doors in service to families and business owners who were largely ignored by bigger-city banks. Theirs was a vision of a bank that would provide responsive solutions, exceptional service, fiscal integrity, and value for those we serve.
