FHA VS Conventional loan programs in Canton, Madison County, Mississippi

For 2025, the conventional loan cap in Canton, Madison county, MS is $726,200, while the FHA limit is set at $472,030 for single-family homes.

Use the Lendersa® Conventional loan calculator to examine the best current rates for Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to view the Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the ideal program to suit your financial needs within MS.

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2025 Loan Limits and Down Payment Requirements in Canton, Madison County, MS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Relevant to zip codes: 39046

Available Options: Conventional and FHA Loans in Canton, MS

The mission of Lendersa® is to effectively secure the best Conventional, USDA, or FHA loan for you seamlessly. Select from three initial starting points to match with lenders and available loan programs tailored to your needs.

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  • 7170 W. Camino San Xavier, Suite A-104, Glendale, AZ, 85308
  • We understand at Lund Mortgage Team, Inc. that most people need service outside the typical 9-5 routine. We are a small, local, family owned company, who specializes in Arizona lending. Not only do we have a loan specialist to answer your mortgage questions or pre-qual you for a purchase we will do this at a time convenient for you & your family.
  • Statewide Funding
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  • Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing
  • P1 Home Loans
  • 7141 North 51st Avenue, Suite D1, D2, Glendale, AZ, 85301
  • P1 Home Loans mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American State Bank & Trust
  • 223 Main Street, Williston, ND, 58802
  • American State Bank and Trust Company to be the premier provider of financial services in our trade area by partnering with our customers to achieve their financial goals & also At ASB&T we call our approach to business Banking Your Way. By providing unmatched customer service, we can continue to improve financial outcomes for our valued customers.
  • Western Cooperative Credit Union
  • 1300 Bison Drive, Williston, ND, 58802
  • Western Cooperative Credit Union exists for the financial benefit of its members. Its purpose shall be to maximize member benefits through cost effective financial services, education consistent with cooperative principles, prudent management, and to maintain a strong presence in our communities.
  • Precision Mortgage Inc.
  • 14155 N 83rd Ave, Suite 125, Glendale, AZ, 85381
  • Precesion Mortgage has a strong reputation as an outstanding mortgage firm in Peoria Arizona, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • DK Home Loans
  • 8282 W Cactus Rd, Suite E146, Peoria, AZ, 85381
  • "Welcome to DK Home Loans, I'm David Krushinsky, your Phoenix home loan expert dedicated to making sure your home purchase or refinance experience is top-notch. We are here to help consumers finance the purchase or refinance of residential real estate. DK Home Loans, LLC is licensed in Arizona - MB-0949619, Idaho MBL-2081779290"
  • ASJ Mortgage Solutions, LLC
  • 8604 West Village Drive, Peoria, AZ, 85382
  • ASJ Mortgage Solutions! We're your Arizona home loan experts dedicated to making sure your home purchase or refinance experience is top-notchAs a mortgage broker, we are not influenced by one bank or lender. We have several wholesale mortgage partners, which means we work for the client.