Explore the differences! FHA VS Conventional loan programs in Canton, Madison County, Mississippi

In 2025, Convetional loan limit in Canton, county of Madison, MS is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MS is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Canton, county of Madison, MS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 39046

Conventional and FHA loan options in Canton, MS

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Taylor Made Mortgage LLC
  • 11609 East Carol Avenue, Scottsdale, AZ, 85259
  • At Taylor Made Mortgage, we offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
  • Access Buyers Security Mortgage LLC
  • 12406 East Cortez Dr, Scottsdale, AZ, 85259
  • At Access Buyers Security Mortgage LLC We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, so we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple
  • Primeau Funding
  • 10575 N. 114th St. Suite 103, Scottsdale, AZ, 85259
  • Primeau Funding has been active in the financial community since 1999 securing capital for individual investors, developers and companies nationwide and internationally. We specialize in hard money and private equity participation for your commercial real estate and energy projects. We offer competitive rates on various loan types such as hard mone
  • HomeQuest Mortgage LLC.
  • 1128 E Greenway St, Suite 102, Mesa, AZ, 85203
  • At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.
  • KDA Home Financial, LLC
  • 935 East Main Street, Suite 101, Mesa, AZ, 85203
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
  • Amerifirst Financial, Inc.
  • 1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203
  • Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported. We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process
  • Not So Hard Money
  • 935 E. Main Street, Ste 102, Mesa, AZ, 85203
  • We make Hard Money loans Not So Hard Money®​ by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending
  • Landmark Capital Mortgage LLC
  • 725 W. Elliot Road, Suite 111, Gilbert, AZ, 85233
  • At Landmark Capital Mortgage, we work to provide you the best and most comprehensive service during your mortgage loan process. Our licensed Arizona mortgage originators are experts and will be in communication with you throughout the entire process. Our team will raise your expectations to a higher level for a mortgage company