FHA VS Conventional loan programs in Ridgeland, Madison County, Mississippi

In 2025, Convetional loan limit in Ridgeland, county of Madison, MS is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MS is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ridgeland, county of Madison, MS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 39157, 39158

Conventional and FHA loan options in Ridgeland, MS

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Patron Mortgage
  • 4829 Argyle Ln, Sacramento, CA, 95841
  • Patron Mortgage is a California Mortgage Company working with borrowers throughout California. I am a senior loan officer and real estate broker with over ten years experience. I can assist you with home purchase loans, refinancing, reverse mortgages, ITIN loans, land loans, construction loans, hard money loans,
  • California Capital Mortgage Company
  • 401 Watt Avenue, Suite 5, Sacramento, CA, 95864
  • California Capital Mortgage Company was founded in 2008 and continues to grow and develop year after year. At California Capital, we have a dedicated team and we love what we do; this dedication permeates into every part of our company, enabling us to do everything efficiently from providing the highest level of customer service
  • City Center Financial
  • 3626 Fair Oaks Blvd, Suite 100, Sacramento, CA, 95864
  • The City Center Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Our Mortgage Advisors here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • CalStateLender, Inc.
  • 530 La Sierra Drive, Sacramento, CA, 95864
  • "CalStateLender, Inc. is a Local Mortgage Brokerage located in Sacramento California. Started by industry veteran Sean Safholm to offer more options for local home buyers with super competitive rates & fees. The Mortgage Broker industry is seeing tremendous grown in the recent years as smart consumers learn that the Broker can offer the same mon
  • First U.S. Community Credit Union
  • 580 University Avenue, Sacramento, CA, 95826
  • First U.S. has been making a difference in the financial lives of our members with affordable loans, generous savings programs and friendly, personal service full line of savings options, loan solutions and decades of home financing experience, First U.S. has the products and services you need to achieve your goals.
  • Golden 1 Credit Union
  • 8945 Cal Center Dr, Sacramento, CA, 95826
  • The Golden 1 Credit Union aims to be #1 in the Gold Rush State. One of the largest credit unions in California, and among the top 10 in the US, the member-owned organization serves communities in central and northern parts of the state through 80-plus branches; nearly half of which in the Sacramento area. The Golden 1 has assets in excess
  • Tri-CU Credit Union
  • 3213 W 19th Avenue, Kennewick, WA, 99337
  • TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.
  • Money Brokers
  • 2371 El Camino Ave, Sacramento, CA, 95821
  • The Money Brokers, Inc. has been serving Sacramento and the surrounding communities since 1979. We are equity-based lenders where the amount of equity you have determines how much of a loan we can give you. Credit problems and income verification issues do not deter us. we take your application make the decisions and fund the loans all in house.
  • Cali Mortgage
  • 9067 Foothills Blvd, Suite 6, Roseville, CA, 95747
  • At Cali Mortgage we are here to serve your mortgage needs while also providing the very best service. I have also come up with a way to get your interest rate much lower than the market rate. As Direct Lender we offer the most aggressive rates in the market along with lightning fast approvals.
  • Cal-Pro Lending
  • 8049 Fort Collins Way, Roseville, CA, 95747
  • We've been helping customers afford the home of their dreams for many years and we love what we do. we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. 26 Years of experience in mortgage lending.
  • Infinity Home Loans, Inc
  • 800 Mitchell Court, Roseville, CA, 95747
  • Our mission, as a boutique mortgage broker, is to provide you with a concierge level of serivce and to serve you with honesty, integrity and decades of expertise. Our goal is to provide you a home loan while helping you get the lowest interest rates and closing costs possible and do it by making the process as easy as possible.