For 2026, the conventional loan limit in Ridgeland, located in the county of Madison, MS, is $726,200. On the other hand, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the premium rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserve amounts, and documentation required for qualification. Our sophisticated mortgage calculator lays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the optimal program in MS for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to zip codes: 39157
Lendersa® aims to offer the finest Conventional, USDA, or FHA loans promptly and without hindrance. Start by choosing one of three paths to connect with suitable lenders and loan programs.
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