FHA VS Conventional loan programs in Guntown, Lee County, Mississippi

During 2025, the limit for a Conventional loan in Guntown, within MS, specifically the county of Lee, is established at $726,200. In contrast, the FHA loan limit for a single-family dwelling is $472,030.

Employ Lendersa®'s Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans. You'll identify the income, credit, reserves, and documentation required for qualification. Using our advanced mortgage calculator, you can view USDA, FHA, VA, and Conforming Conventional loans side-by-side, aiding in determining which program in MS aligns with your unique financial situation.

Find and compare loan offers from over 100 lenders

In 2025, loan limits and down payment requirements in Guntown, county of Lee, MS

Type of Loan Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These details in the comparison table are applicable to zip codes: 38849

Conventional and FHA loan alternatives in Guntown, MS

Lendersa® is committed to swiftly securing the best Conventional, USDA, or FHA loan for you with minimal hassle. Begin with any of the three options below to match with appropriate lenders and loan programs tailored to your needs.

Lendersa USDA loan request and matching results


  • Allianze Mortgage Services Inc.
  • 15820 Whittier Boulevard, Suite G, Whittier, CA, 90603
  • "Allianze Mortgage Services DRE License Number 01403147, NMLS I D 346138. Mortgage lending specialist with nearly 32 years experience. Specializing in structuring custom mortgage loans tailored to meet client needs. Our mission is to serve our customers with honesty, integrity and competence."
  • Liberty Bridge Financial
  • 16224 Whittier Boulevard, Whittier, CA, 90603
  • "Liberty Bridge Financial is a neighborhood mortgage lender that was built on core values of integrity, honesty and reliability. We seek lifelong relationships with our clients. We strive to provide the highest level of service that each customer expects and deserves. In return we have received raves of fans."
  • GW Private Capital
  • 15820 Whittier Blvd, Suite E, Whittier, CA, 90603
  • GW Private Capital, Inc specializes in private "hard" money real estate loans for California properties. We lend 1st, 2nd and 3rd mortgages. $30k to $10MM. Residential, commercial, apartments, investment, bridge, "fix and flip". Fast and easy. We provide private money real estate loans for California properties.
  • Primera Financial Services
  • 122 A East Foothill Blvd, Suite 169, Arcadia, CA, 91006
  • Primera Financial Services specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves upon finding the best mortgage for you in the shortest possible time, plus making the experience as hassle-free as possible.
  • HLOANPRO
  • 4115 East Live Oak Avenue, Suite 11, Arcadia, CA, 91006
  • HLOANPRO We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Target Mortgage Inc.
  • 230 East Foothill Boulevard, Arcadia, CA, 91006
  • Target Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Fidelity 1st Funding
  • 67 East Live Oak Avenue, Suite 103, Arcadia, CA, 91006
  • Fidelity 1st Funding was founded in 2005 to fill the void major lenders had in programs, to help clients with low credit scores. Fidelity 1st Funding’s staff have over 10 years’ experience in the mortgage industry.Fidelity 1st Funding has helped hundreds of clients with excellent credit to clients with less than perfect credit obtain new mortgages.
  • Amerifund Corporation & Realty
  • 17155 Newhope St, Suite H, Fountain Valley, CA, 92708
  • The Amerifund Corporation & Realty can help you finance your dream home with our low-interest-rate loans! We make it easy to buy a home with simple processes and streamlined service to provide you with all your home-buying needs in one place. Whether you are looking for an FHA loan, Fixed-Rate Loan, or even a Jumbo Loan, we've got you covered.
  • Infiniti Home Loans Inc.
  • 16480 Harbor Boulevard, Suite 201, Fountain Valley, CA, 92708
  • Our philosophy is Homeownership Guidance for life! We specialize in low cost or no closing cost Refinance and new purchase home loans. We can lock a loan free of charge and absolutely no application fee. We promise to provide you with the highest level of customer service. We’ve been first time home buyers.