FHA VS Conventional loan programs in 2025 for Jackson, Hinds County, Mississippi

For 2025, the conventional loan limit in Jackson, located in Hinds county, MS, stands at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans, and gauge the required income, credit, reserves, and documents needed for qualification. Compare Conforming Conventional loans alongside USDA, FHA, and VA options with our advanced mortgage calculator to determine the best fit for your financial needs in MS.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Jackson, Hinds, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 39272, 39206, 39204, 39203, 39202, 39201, 39209, 39269, 39174, 39211, 39212, 39213, 39216, 39217, 39060, 39205, 39207, 39210, 39215, 39225, 39236, 39250, 39271, 39282, 39283, 39284, 39286, 39289, 39296, 39298

Explore FHA and Conventional Loan Options in Jackson, MS

Lendersa® aims to deliver the best Conventional, USDA, or FHA loan option to you swiftly and effortlessly. Begin by selecting one of three pathways that identify matching lenders and loan programs.

Results from Lendersa's USDA loan request matching


  • Alpha Lending, LLC
  • 3379 N. Lakeharbor Ln., Boise, ID, 83703
  • We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.
  • Fuente Funding Inc
  • 8000 Cypress Lane, Downey, CA, 90241
  • Fuente Funding—your ultimate partner in real estate lending. With over 10 years as a trusted mortgage broker, we offer tailored commercial and residential loans. Our motto? Be resourceful. We equip you with the know-how to make savvy decisions. From deals to debt, we've got you covered. Subscribe for exclusive real estate finance tips. At Fuente Fu
  • Downey Federal Credit Union
  • 8237 3rd St, Downey, CA, 90241
  • At DFCU, typically if accounts are overdrawn, any deposits are automatically applied to cover negative balances. However, we are committed to ensuring you have full access to your CARES Act stimulus funds. Please contact us at (562) 862-8141 if you have questions or need further information on how we can help you.
  • Realty Capital Lending Group, Inc
  • 8132 Firestone Blvd, Suite 824, Downey, CA, 90241
  • Realty Capital Lending Group, Inc. (RCLG) was established with the mission to produce mortgage solutions for their investor clients. We are located in Southern California, with a network of funding power in various states across the nation. We offer loans based on equity from single family homes to commercial structures, including new construction.
  • Nationwide Mortgage and Real Estate Advisors
  • 8043 2nd St, Suite 102, Downey, CA, 90241
  • Lorena Rodriguez - Nationwide Mortgage and Real Estate Advisors is your premier mortgage loan officer located in Downey, California. She prides herself on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the surrounding areas of LA County
  • Jose Guevara, Nueva Real Estate
  • 8141 E 2nd St, Suite 414, Downey, CA, 90241
  • Hometuity is a mega-team at Nueva RE that was founded by a group of inspiring and innovative individuals who wanted to put an emphasis on agency identity and team presence. We provide an array of complimentary services so that our clients can get the most out of their transaction.
  • Jael Yvette Munoz - Mortgage Loan Officer
  • 8141 2nd St, Suite 414, Downey, CA, 90241
  • Jael has worked in the Real Estate Industry for over 14 years holding several key positions: Realtor®, Escrow Officer, Senior Transaction Coordinator, Sales Manager and Construction Liaison. Having held these positions, Mrs. Munoz has developed exceptional organizational and management skills
  • New World Mortgage
  • 10842 Paramount Blvd., Downey, CA, 90241
  • New World Mortgage focuses on pairing you with the right mortgage loan program in the fastest time possible, without compromising attention to detail. We’ve helped many people throughout Los Angeles, Orange, Riverside and San Bernardino Counties, making their dreams of owning a home a reality.
  • My Lender Camacho
  • 10907 Downey Ave, Suite 202, Downey, CA, 90241
  • In 2005, Bryan's parents were misled by a mortgage company and purchased a home with a risky variable rate. They struggled to make their payments and had many hardships throughout the years. This motivated me to pursue a career in the mortgage industry in order to help families make intelligent financial decisions.
  • Elite Mortgage Pros
  • 8103 3rd St, Suite 1, Downey, CA, 90241
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.