Explore the differences! FHA VS Conventional loan programs in Jackson, Hinds County, Mississippi

For 2025, the conventional loan limit in Jackson, located in Hinds county, MS, stands at $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans, and gauge the required income, credit, reserves, and documents needed for qualification. Compare Conforming Conventional loans alongside USDA, FHA, and VA options with our advanced mortgage calculator to determine the best fit for your financial needs in MS.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Jackson, Hinds, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 39272, 39206, 39204, 39203, 39202, 39201, 39209, 39269, 39174, 39211, 39212, 39213, 39216, 39217, 39060, 39205, 39207, 39210, 39215, 39225, 39236, 39250, 39271, 39282, 39283, 39284, 39286, 39289, 39296, 39298

Explore FHA and Conventional Loan Options in Jackson, MS

Lendersa® aims to deliver the best Conventional, USDA, or FHA loan option to you swiftly and effortlessly. Begin by selecting one of three pathways that identify matching lenders and loan programs.

Results from Lendersa's USDA loan request matching


  • The Newfinity Group
  • 510 NE Wavecrest Way, Boca Raton, FL, 33432
  • At The Newfinity Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.
  • Insource Funding
  • 433 Plaza Real, Ste 275, Boca Raton, FL, 33432
  • Insource Funding is a nationwide Hard Money lender that was established in 2001 to provide time-sensitive short term Hard Money loans to real estate investors for the purchase, refinance or cash-out of non-owner occupied residential, multi-family, mixed-use, office, retail, warehouse and small balance commercial properties.
  • Mortgage Makers USA, Inc.
  • 433 Plaza Real, Suite 275, Boca Raton, FL, 33432
  • Mortgage Makers USA, Inc. is a full service mortgage brokerage business licensed in the State of Florida since 1998. For the past nineteen years, Mortgage Makers USA, Inc. has been servicing our customers with integrity, honesty and competence. We offer a comprehensive line of mortgage products including conforming and non-conforming home loans.
  • Choice Mortgage
  • 40 SE 5th Street Suite 502, Boca Raton, FL, 33432
  • Since 1995, Choice Mortgage has been providing the best real estate financing programs available. As a licensed lender, we offer a wide variety of services and programs that satisfy the unique needs of each of our clients. We service FL, CA, CO, NH & NC. Our primary goal is to retain your business.
  • Loan Genius
  • 601 S Federal Hwy Suite 201, Boca Raton, FL, 33432
  • Loan Genius main office is located in Boca Raton, but we serve all of South Florida, including: Palm Beach County, Broward County, Miami-Dade County, and beyond. If you're looking for mortgage anywhere in Florida, we can help you find the perfect fit. We are experts in all aspects of mortgage lending.
  • Frias Financial
  • 1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
  • We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
  • IGC 10 Capital
  • 701 NW 5th Ave Boca Raton, Boca Raton, FL, 33432
  • Our values include client focus, strong execution, and continuous improvement for your real estate needs. Say goodbye to shopping around endlessly for a suitable lender. We've managed over $1 billion in real estate loans, and the number continues to grow! Our sole intent is to improve your real estate business, whether it’s by lowering costs, cr
  • Mortgage Professionals
  • 555 S. Powerline Rd, Suite 8, Pompano Beach, FL, 33069
  • At Mortgage Professionals. We understand that buying a home may be a daunting task, but with us, we make it really easy! Our highly skilled team of Originators, Processors and Underwriters have several years of experience- leaving YOU in good hands. We will guide you, listen to your concerns and make it our top priority to get you your dream home.
  • Coastline Capital Mortgage
  • 530 Causeway Dr, Suite F1, Wrightsville Beach, NC, 28480
  • Coastline Capital Mortgage in the Cape Fear region because we hold this area near and dear to our hearts. The team has been in the area for a number of years and feels closely connected to the values of the surrounding community. Integrating family, business, and growth down here is the pinnacle of achievement
  • The Alpha Mortgage Team LLC
  • 261 N. University Dr. Ste 500, Plantation, FL, 33324
  • We are a leading Mortgage Brokerage committed to helping you achieve your homeownership dreams. With our 15 years of experience in the mortgage industry, we provide personalized solutions tailored to your unique needs. Our team of experienced professionals is dedicated to guiding you through the loan process, ensuring a smooth and stress-free exper