FHA VS Conventional loan in Ayden, Pitt County, North Carolina
As of 2025, the conventional loan limit for a single-family home in Ayden, located in the county of Pitt, NC, stands at $726,200. Meanwhile, the FHA maximum limit is $472,030.
Lendersa® provides a Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator empowers you to evaluate Conforming Conventional, USDA, FHA, and VA loans, enabling you to choose the optimal program in NC for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Ayden, Pitt, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 28513
Exploring Conventional and FHA Loan Options in Ayden, NC
The primary goal of Lendersa® is to help you secure an excellent Conventional, USDA, or FHA loan efficiently and without hassle. Choose one of three pathways that connect you with suitable lenders and loan programs.
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