In 2025, the conventional loan limit within Winterville, situated in Pitt county, NC is $726,200. In comparison, for a single-family home, the FHA limit is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to assess and compare today's premium rates across Conventional, FHA, and USDA loans. This tool will help you determine the necessary income, credit, reserves, and documents for qualification. By using our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options, assisting in deciding which program in NC is ideal for your financial needs.
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| Type of Loan | Maximum Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to these zip codes: 28590
The aim of Lendersa® is to obtain the best possible loan option, whether it's Conventional, USDA, or FHA, quickly and without complications. Start with one of three options that lead to matched lenders and optimal loan programs.
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