FHA VS Conventional loan programs in 2025 for Edenton, Chowan County, North Carolina

In 2025, the conventional loan limit in Edenton, Chowan county, NC, is $726,200. The FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator shows you Conforming Conventional, USDA, FHA, and VA loans side by side, helping identify the best program in NC for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Edenton, Chowan, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This chart is applicable for zip codes: 27932

Conventional and FHA Loan Options in Edenton, NC

The aim of Lendersa® is to help you obtain the most favorable Conventional, USDA, or FHA loan effortlessly. Choose from one of three paths that connect you with suitable lenders and loan offerings.

Lendersa's analysis of USDA loan requests


  • Best Interest Mortgage Inc
  • 5633 Strand Blvd, Suite 302, Naples, FL, 34110
  • "Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, & consideration we give to each of our clients."
  • Dynamic Mortgage LLC
  • 634 6th Street, Miami Beach, FL, 33139
  • The mission of the Dynamic Mortgage is to setup, promote and implement high quality standards for the sole purpose of providing low-cost mortgage financing to our wonderful qualified clients. Dynamic Mortgage is built on the principles of quality service and professionalism, the structure of Dynamic Mortgage enables a relationship building.
  • REI Capital & Development
  • 5660 Strand Court, Naples, FL, 34110
  • "We are actively taking in and closing Investment loans during the Corona Virus Crises in spite of many Lenders stepping back and withdrawing funding till the market corrects. REI is working closely with Investors who have in house funds and have not been affected by the shutdown."
  • Halpern & Associates Mortgage Corp
  • 1680 Michigan Ave, Ste 1001, Miami Beach, FL, 33139
  • Halpern & Associates, our team is dedicated to making sure you get the right mortgage for your home. For over two decades, our company has worked with both domestic and international clients and also Halpern & Associates has built our business and reputation on 100% word-of-mouth referrals.
  • Foundation Mortgage Corporation
  • 1680 Michigan Ave STE 700, Miami Beach, FL, 33139
  • Foundation Mortgage is a multi-state licensed mortgage bank headquartered in Miami Beach, Florida.Foundation Mortgage is HUD Approved FHA Lender, VA Lender, and Mortgage Banker Association member, We offer Conventional Fannie Mae & Freddie Mac loan products, Govt FHA & VA mortgages, Reverse Mortgages, Jumbo loans.
  • Royal Capital Group
  • 1680 Michigan Ave Suite 700, Miami Beach, FL, 33139
  • "Royal Capital Group" is a provider of custom real estate financing solutions for owners, businesses, investors, and real estate professionals. Our commitment to your success is defined by our dedication to our work, in depth industry experience and innovative yet sound solutions.
  • Financial Triangle Inc.
  • 1205 Lincoln Road #201,, Miami Beach, FL, 33139
  • "Financial Triangle Inc. can finance your real estate in Florida, California, Texas & New York regardless of your citizenship, country of origin, with or without social security or credit in the United States our specialty, unconventional mortgage loans for business owners, independent contractors, foreign nationals & moreIne With so many choices
  • American Mortgage Corporation Inc
  • 5576 Hammock Isles Drive, Naples, FL, 34119
  • American Mortgage Specialties in FHA Mortgage, Veteran Home Loan, Reverse Mortgage, Conventional Mortgage, Jumbo Mortgage, Fannie Mae, One Time Close Construction Loans, Non -Warrantable Condos, Foreign National & ITIN, Commercial Loan, Hard Money Loan, 203K & Homestyle Loan, 2nd & Vacation Homes, Investor Loans, USDA Home Loan, and Freddie Mac.
  • Stock Financial
  • 2639 Professional Circle Suite 105, Naples, FL, 34119
  • Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Iconic Mortgage Corp
  • 1444 Biscayne Blvd, Miami, FL, 33132
  • Iconic Mortgage Corp is an industry leader known for matching borrowers with the credit they require for fueling their lives through high-touch customer care and technology. We are one of the fastest-growing consumer lenders today, and one of the select few that have survived the wholesale changes in the industry after the 2007 Mortgage Crisis.
  • PNC Private Capital
  • 7585 Northwest 113th Path, Doral, FL, 33178
  • PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.
  • Guardian Capital Lenders LLC
  • 10305 North West 41st street, Suite 212, Miami, FL, 33178
  • Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.