FHA VS Conventional loan programs in Elon, Alamance County, North Carolina

In 2026, the Conventional loan limit for Elon, located in Alamance county, NC, stands at $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding which program in NC best suits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Elon, Alamance County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table applies to zip codes: 27244

Conventional and FHA Loan Options in Elon, NC

Lendersa® strives to provide you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of these three approaches to connect with matching lenders and suitable loan programs.

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Elon Lenders

  • Horizon of North Carolina
  • 1237 South Scales Street, Reidsville, NC, 27320
  • Lends in North Carolina
  • At Horizon of NC, we make acquiring a mortgage loan or home equity loan quick and easy, having you pre-qualified within 24-hours or less! We offer mortgage loans throughout the entire state of North Carolina. Our mission is to find the lowest interest rates and best loans possible.

  • HealthShare Credit Union
  • 1200 N Elm Street, Greensboro, NC, 27401
  • Lends in North Carolina
  • HealthShare Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets - our members.

    Your credit union was chartered in 1955 to serve the employees of Moses Cone Hospital. Over the next 50 years, as Moses Cone Health System grew

  • Greensboro Municipal Federal Credit Union
  • 217 N Greene Street, Greensboro, NC, 27401
  • Lends in North Carolina
  • Greensboro Municipal Federal Credit Union was originally chartered by the State of North Carolina. In 1937, City of Greensboro workers pooled their resources and created Greensboro Municipal. The credit union converted to a federal charter in 2011. Now, after all of these years of continuous operation,

  • Helms Mortgage
  • 701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
  • Lends in North Carolina
  • At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.

  • Acclaim Federal Credit Union
  • 1823 Banking Street, Greensboro, NC, 27408
  • Lends in North Carolina
  • Acclaim FCU is a member-owned, full-service credit union. We focus on linking you to your goals with our checking & savings accounts, auto loans, personal loans, mortgage loans, rewards credit cards, and more. They recognized that each person and family had a story and different needs, & they wanted a financial institution that recognized that too.

  • Greensboro Credit Union
  • 3701 West Wendover Avenue, Greensboro, NC, 27495
  • Lends in North Carolina
  • We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group

  • IMG Mortgage Greensboro
  • 5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410
  • Lends in North Carolina
  • Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.

  • First Carolina Mortgage
  • 102 Dolley Madison Road, Greensboro, NC, 27410
  • Lends in North Carolina
  • At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.

  • Jefferson Capital Mortgage
  • 3859 Battleground Ave, Suite 101, Greensboro, NC, 27410
  • Lends in North Carolina
  • At Jefferson Capital Mortgage. We are a local full-service mortgage company based in Greensboro, North Carolina. We service all of North Carolina and Virginia. We specialize in FHA, VA, USDA, HomePath, Jumbo and Conventional Loans. Whether you are buying a home or refinancing in North Carolina or Virginia we can help you realize you.