FHA VS Conventional loan programs in 2025 for Gibsonville, Guilford County, North Carolina

In 2025, the Conventional loan limit for Gibsonville in the county of Guilford, NC, is set at $726,200. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents required to qualify. This advanced mortgage tool offers a side-by-side look at options like Conforming Conventional loans, USDA, FHA, and VA, guiding you to select the optimal financing in NC.

Review offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Gibsonville, Guilford County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Details apply to zip codes: 27377, 27249

Conventional and FHA Loan Options in Gibsonville, NC

The goal at Lendersa® is to provide you with the best possible loan options — Conventional, USDA, or FHA — quickly and with ease. Choose from three pathways that lead to matching lenders and loan programs tailored to your needs.

Results of Lendersa's USDA loan request and matching


  • NeighborWorks of Western Vermont
  • 110 Marble Street, West Rutland, VT, 05777
  • NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.
  • Tremont Credit Union
  • 2 Granite Avenue, Suite 101, Milton, MA, 02186
  • Tremont Credit Union is a full service cooperatively owned financial instituion serving the working men and women of Boston and Eastern Massachusetts (Norfolk, Suffolk and Middlesex Counties). Operating 4 full service branches throughout Boston and on the South Shore There are many ways to be eligible for membership at Tremont Credit Union. Members
  • American Mortgage Resource Inc
  • 2 Winter Street, Suite 202, Waltham, MA, 02451
  • American Mortgage Resource, Inc. is a home Mortgage Broker that specializes in home loans for home refinancing or first-time buyers with very competitive low mortgage rates in Waltham, MA, the Boston area and the entire Massachusetts state. We have programs available for first time home buyers, as well as conventional, Jumbo, FHA and VA loans.
  • Independence Mortgage Group LLC
  • 318 Bear Hill Road, Suite 11, Waltham, MA, 02451
  • Independence Mortgage Group was founded (back) in 2007. The company is a Licensed Mortgage Broker doing business in Massachusetts and New Hampshire and currently has 6 licensed Loan Officers. Independence Mortgage Group prides itself on giving personalized one-on-one service to every customer.
  • The Cooperative Bank
  • 40 Belgrade Avenue, Roslindale, MA, 02131
  • For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today.
  • Liberty Mortgage LLC
  • 1990 Main St, Suite 750, Sarasota, FL, 34236
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • RE Financial Services Inc
  • 677 N. Washington Boulevard, Sarasota, FL, 34236
  • I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,
  • NFM Lending
  • 1500 State Street, Suite 203, Sarasota, FL, 34236
  • NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.
  • Windom Mortgage
  • 677 N. Washington Blvd, Sarasota, FL, 34236
  • Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida. Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.
  • Access Capital Funding, LLC
  • 14366 S Outer 40, Chesterfield, MO, 63017
  • Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.
  • BARCLAY BUTLER FINANCIAL INC
  • 1051 E Main St, Suite 219, Dundee, IL, 60118
  • Barclay Butler Financial Inc we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of investors with quality rates and this company A+ rating with the BBB.
  • New Millennium Mortgage Co
  • 3120 Southgate Circle, Sarasota, FL, 34239
  • Timothy Mapp as owner and Broker of New Millennium Mortgage Co., He take great pride in helping our clients receive the best loan program and service in their quest to find the perfect home here in Paradise. Tim have been in the Real Estate field for over 35 years and the Mortgage field for over 15 years.