FHA VS Conventional loan programs in 2026 for Gibsonville, Guilford County, North Carolina

In 2026, the Conventional loan limit for Gibsonville in the county of Guilford, NC, is set at $726,200. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents required to qualify. This advanced mortgage tool offers a side-by-side look at options like Conforming Conventional loans, USDA, FHA, and VA, guiding you to select the optimal financing in NC.

Review offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Gibsonville, Guilford County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Details apply to zip codes: 27377

Conventional and FHA Loan Options in Gibsonville, NC

The goal at Lendersa® is to provide you with the best possible loan options — Conventional, USDA, or FHA — quickly and with ease. Choose from three pathways that lead to matching lenders and loan programs tailored to your needs.

Results of Lendersa's USDA loan request and matching


Gibsonville Lenders

  • HealthShare Credit Union
  • 1200 N Elm Street, Greensboro, NC, 27401
  • Lends in North Carolina
  • HealthShare Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets - our members.

    Your credit union was chartered in 1955 to serve the employees of Moses Cone Hospital. Over the next 50 years, as Moses Cone Health System grew

  • Greensboro Municipal Federal Credit Union
  • 217 N Greene Street, Greensboro, NC, 27401
  • Lends in North Carolina
  • Greensboro Municipal Federal Credit Union was originally chartered by the State of North Carolina. In 1937, City of Greensboro workers pooled their resources and created Greensboro Municipal. The credit union converted to a federal charter in 2011. Now, after all of these years of continuous operation,

  • Helms Mortgage
  • 701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
  • Lends in North Carolina
  • At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.

  • Acclaim Federal Credit Union
  • 1823 Banking Street, Greensboro, NC, 27408
  • Lends in North Carolina
  • Acclaim FCU is a member-owned, full-service credit union. We focus on linking you to your goals with our checking & savings accounts, auto loans, personal loans, mortgage loans, rewards credit cards, and more. They recognized that each person and family had a story and different needs, & they wanted a financial institution that recognized that too.

  • Greensboro Credit Union
  • 3701 West Wendover Avenue, Greensboro, NC, 27495
  • Lends in North Carolina
  • We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group

  • Internal Revenue Employees Federal Credit Union
  • 4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
  • Lends in North Carolina
  • Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.

  • Encore Commercial Capital Corporation
  • 2302 W Meadowview Dr, Greensboro, NC, 27407
  • Lends in North Carolina
  • Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.

  • Mortgages by Jill
  • 308E Pomona Drive, Greensboro, NC, 27407
  • Lends in North Carolina
  • Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.

  • IMG Mortgage Greensboro
  • 5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410
  • Lends in North Carolina
  • Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.