FHA VS Conventional loan programs in Enochville, Rowan County, North Carolina

In 2025, the conventional loan maximum in Enochville, located in Rowan county of NC, is set at $726,200, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator for an up-to-date comparison of Conventional, FHA, and USDA rates, focusing on required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting in determining which program in NC fits your personal financial needs best.

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2025 Loan Limits and Down Payment Essentials in Enochville, Rowan County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant to these zip codes: 28081

Available Conventional and FHA Loans in Enochville, NC

The mission of Lendersa® is to quickly and effortlessly help you discover the perfect Conventional, USDA, or FHA loan. Choose from three distinctive starting points, each leading to a match with suitable lenders and programs.

Lendersa USDA loan request results


  • Home Free Mortgage
  • 249 Central Park Ave, Suite 300, Virginia Beach, VA, 23462
  • Home Free Mortgage you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • PROCESS MORTGAGE, LLC
  • 249 Central Park Ave, Ste 300, Virginia Beach, VA, 23462
  • The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you the best options from the best lenders. Never waste time duplicating work!Our loan Originators have access to a wide array of loan products.
  • HBS Mortgage, LLC
  • 8228 River Pointe Overlook, Winston, GA, 30187
  • For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.
  • First Mutual Bank, FSB
  • 631 Washington Boulevard, Belpre, OH, 45714
  • First Mutual Bank is focused on helping you, our customers, and creating vibrant communities in the Mid-Ohio Valley Region. Being depositor-owned also means we are accountable to our customers, not shareholders. Deposit dollars are reinvested in our communities, and collectively we strengthen and help the local economy thrive.
  • Magnolia State Bank
  • 130 Oak Street, Eastman, GA, 31023
  • Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
  • Oak View National Bank
  • 128 Broadview Ave, Warrenton, VA, 20186
  • At Oak View National Bank, our commercial lending program is focused on tailoring a loan to your exact need while providing fast, local service. As your local community bank, we make all loan decisions locally and go the extra mile to ensure your commercial loan is right for your needs.
  • Georgia Power Northwest Federal Credit Union
  • 906 North Broad Street SE, Rome, GA, 30161
  • (GPNWFCU) was chartered in 1935 as Georgia Power Rome Division Employees Credit Union, exclusively servicing Georgia Power employees working in the Rome, Georgia area. In the late 90’s, we changed our name to Georgia Power Northwest Federal Credit Union and sought out addition Select Employee Groups.
  • Blue Grass Federal
  • 600 High Street, Paris, KY, 40361
  • Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.