As of 2025, the conventional loan limit in Davidson, which is part of Mecklenburg county, NC, stands at $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to measure today's top Conventional, FHA, and USDA rates. This tool evaluates the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, Conforming Conventional, USDA, FHA, and VA loans are shown side by side, enabling you to select the program in NC that best aligns with your financial needs.
Compare loan offers from more than 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to the following zip codes: 28036, 28035
The aim of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan quickly and without complication. Choose one of three starting points to connect with matching lenders and suitable loan programs.
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