FHA VS Conventional loan programs in 2025 for Etowah, Henderson County, North Carolina
In 2025, the ceiling for a Conventional loan in Etowah, located within Henderson county, NC, is $726,200. The FHA limit for a single-family residence is set at $472,030.
Make use of the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents essential for loan qualification. Our comprehensive mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to aid in selecting the best program for your financial needs in NC.
2025 Loan Ceilings and Down Payment Requirements in Etowah, Henderson County, NC
Loan Classification
Limit
Initial Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table pertains to zip codes: 28729, 28739
Conventional and FHA Loan Opportunities in Etowah, NC
Lendersa® is dedicated to providing you with the best Conventional, USDA or FHA loan options quickly and with minimal fuss. Choose from three initial paths that lead to matched lenders and suitable loan programs.
1370 Highway A1A Ste. A, Satellite Beach, FL, 32937
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Excel Mortgage Corp, USA was established in 2007 by Ryan Hall and Chris Pappa. Ryan and Chris wanted to take their experience in the industry and expand it to really focus on the client. Meeting with borrowers throughout the process, attending settlements and having a live person answering
Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,
Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology.
As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee
2541 N Dale Mabry Hwy, Suite 126, Tampa, FL, 33607
DKC Lending offers hard money lending services to real estate investors in Tampa & other Cities in Florida. We provide borrowers with personalized loan origination services and funding. DKC has a variety of funding sources, which allows us to match the borrowers’ hard money loan needs with the best source of funding for their deal.
1ST FLORIDA MORTGAGE company as As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales.
