As of 2025, the limit for a Conventional loan in Mills-River, which is part of Henderson county, NC, is set at $647,200. Meanwhile, the FHA loan limit for a single-family house is $420,680.
Utilize the Lendersa® Conventional loan calculator to examine today’s leading rates between Conventional, FHA, and USDA loans. It aids in determining the income, credit requirements, reserves, and documentation necessary to qualify. Through our advanced mortgage calculator, you can perform side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you to the optimal choice for your financial needs in NC.
Evaluate loan deals from a diverse range of 100 lenders
| Type of Loan | Loan Cap | Required Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to zip codes: 28759, 28710
Lendersa® aims to swiftly facilitate your access to the best suited Conventional, USDA, or FHA loans with minimal hassle. Choose one of three paths that connect you to matched lenders and optimal loan programs.
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