FHA VS Conventional loan programs in 2025 for Granite-Quarry, Rowan County, North Carolina

In 2025, Convetional loan limit in Granite-Quarry, county of Rowan, NC is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Granite-Quarry, county of Rowan, NC

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 28146, 28072

Conventional and FHA loan options in Granite-Quarry, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • MLS Reverse Mortgage
  • 215 Maple St, Auburn, CA, 95603
  • we’re the faces behind MLS Mortgage Group, Eric and Shel House, a husband and wife team that live where we work – in the heart of our hometown, MN. Our business is based out of NE Minneapolis where the community is fantastic and there are amazing, fun happenings on a regular basis.
  • Broker Direct Lending
  • 13635 Harlequin Way, Auburn, CA, 95603
  • Broker Direct Lending as a disrupter in the mortgage industry by offering a streamline, wholesale home loan to a marketplace dominated by Big Banks and Direct Lenders. Broker Direct Lending gets to hand select its lender partners. As a mortgage broker Marcus in control of what wholesale lenders I partner with.
  • Key Home Loans
  • 985 Lincoln Way, Suite 206, Auburn, CA, 95603
  • At Key Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Family Funding & Realty
  • 11740 Atwood Road, Auburn, CA, 95603
  • Family Funding, was founded in 1995 by Owner/Broker, Don Denne and his wife Bettina. Since they were both licensed and were experienced in real estate sales and mortgage lending, they decided that one put emphasis on real estate sales and the other on lending. Although they are completely separate from each other
  • Centurion Mortgage
  • 1223 High Street, Suite C2, Auburn, CA, 95603
  • "We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances,"
  • DRES Funding
  • 6713 Hughson Ave, Hughson, CA, 95326
  • Our mission is to never forget that we are serving a customer that is a real person and we pledge not to treat you cold because of todays technologies like email or text messages and other forms of communication.We strive to provide you with honesty, integrity & the competence that you expect when making a decision on the best loan.
  • J and J Mortgage
  • 908 Taylorville Road, Suite 200, Grass Valley, CA, 95949
  • Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.
  • Golden State Home Loans
  • 10076 Alta Sierra Dr., Grass Valley, CA, 95949
  • Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home
  • Imperial Mortgage & Real Estate Services
  • 4455 Gambah Drive, Auburn, CA, 95602
  • Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.
  • Sierra Foothill Mortgage
  • 3257 Professional Dr, Suite A, Auburn, CA, 95602
  • Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan
  • New America Realty
  • 1750 S Broadway, Suite J, Santa Maria, CA, 93454
  • New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.