FHA VS Conventional loan in Hendersonville, Henderson County, North Carolina

In 2025, Convetional loan limit in Hendersonville, county of Henderson, NC is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Hendersonville, county of Henderson, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 28792, 28791, 28739, 28793

Conventional and FHA loan options in Hendersonville, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Preferred Bank
  • 602 North State Highway 49, Casey, IL, 62420
  • "Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."
  • SECU Credit Union
  • 971 Corporate Blvd, Linthicum Heights, MD, 21090
  • SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.
  • Northeast Bancorp of America Inc
  • 11925 Pearl Road, Suite 301, Strongsville, OH, 44136
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Cleveland Mortgage Corporation
  • 16000 Pearl Rd, Suite 214, Strongsville, OH, 44136
  • At Cleveland Mortgage Corporation, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
  • Community First Bank of Indiana
  • 201 West Sycamore Street, Kokomo, IN, 46901
  • Providing exceptional financial products and outstanding customer service is our commitment! As a locally owned & operated bank, at Community First Bank of Indiana we view our client as much more than an account, it’s a know-you-by-name relationship.Our team of expert bankers in central Indiana are here to help with all of your checking and saving.
  • Indiana Heartland FCU
  • 402 S Berkley Road, Kokomo, IN, 46901
  • Indiana Heartland Federal Credit Union has been serving the financial needs of hard working people since opening for business in 1932. Indiana Heartland FCU is a full service financial institution, but with the credit union difference of better rates on products and services and a customer-centric focus
  • indiana 203k mortgage
  • 202 N Main Street, Kokomo, IN, 46901
  • At Leader One Financial, we help people with their home financing every day. If you are thinking about buying or refinancing a home in Indiana then you’ve found the right place! Feel free to browse around our website and if you’re ready you can apply with our secure loan application and we’ll give you a call to review your home financing options.
  • Finance USA Corporation
  • 7935 Galloping Circle, Windsor Mill, MD, 21244
  • "An agency with the Honesty and Integrity that comes with a Handshake"! Apply now. 1% down payments, purchase loans, refinance loans, FHA loans, and more. Licensed in Maryland. Also licensed for Title, Property & Casualty Life &health insurance, providing homeowners, landlord, renters, auto, business and even more insurance protection for you and f