Explore the differences! FHA VS Conventional loan programs in Hendersonville, Henderson County, North Carolina
In 2025, the conventional loan limit for Hendersonville, in the county of Henderson, NC, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program in NC for your financial situation.
2025 Loan Limits and Downpayment Requirements in Hendersonville, Henderson County, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table's information is applicable to the following zip codes: 28792, 28791, 28739, 28793
Conventional and FHA Loan Options in Hendersonville, NC
The objective of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and with ease. Select one of three available methods to connect with matching lenders and loan programs.
Edgewood Capital is a private commercial real estate bridge lender focused on providing loans for borrowers acquiring or recapitalizing transitional value-add assets of all property types nationwide. Edgewood works closely with borrowers to provide a quick and customized resolution for their financing needs.
Stormfield Capital Funding I, LLC is a direct lender specializing in providing short-term loans secured by commercial and residential investment real estate.
As a result of Stormfield's experience and flexible capital pool, we are able to underwrite situations which present an urgent need for capital. Typical special situations may include qui
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Landing Mortgage was established in 2006 at the Naples Airport by a pilot who loved flying and working in the mortgage industry. In 2008, the company was purchased by Melinda Sweet, an expert in banking, finance, real estate and mortgage. Her father Walter was also a pilot, and they spent much of their time together in the sky.
5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc
Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.
The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.
