FHA VS Conventional loan in High-Point, Guilford County, North Carolina
For 2026, the conventional loan ceiling in High-Point, part of Guilford county, NC, stands at $647,200. On the other hand, the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to explore and contrast today's optimal rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents necessary for qualification. The advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in identifying the best program tailored to your financial circumstances in NC.
2026 Loan Limits and Down Payment Essentials in High-Point, Guilford, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 27282
Exploring Conventional and FHA Loan Alternatives in High-Point, NC
Lendersa® is committed to swiftly securing the most fitting Conventional, USDA, or FHA loan seamlessly. Select from one of three pathways that align you with suitable lenders and loan offerings.
4905 Koger Boulevard, Suite 2-000, Greensboro, NC, 27407
Lends in North Carolina
Internal Revenue Employees Federal Credit Union (IREFCU) was chartered on February 17, 1940 with nine members and total assets of $65. Today there are 1283 members and total assets of $25 million and growing! In order to become a member of IREFCU, you must be currently employed by the IRS with a post duty inNorth or South Carolina.
Encore was established in 2011 with a mission to provide commercial real estate loans. In 2016 the company made the decision to offer business loans to SMB"S.The need for non-traditional financing solutions is always in demand, and Encore is here to service those that may or may not be bankable.
Jill Burgess (NMLS #100425) has personally funded over 2 billion dollars in mortgage loans over her career spanning 30 years. She has earned the respect of her peers and her clients. She has been described time and time again be her clients and colleagues as Professional, Personal, Passionate.
We became Greensboro’s 1st Credit Union in 1928. We were formerly known as Greensboro Postal Credit Union or GPCU. While our offices are still in our founding group’s facilities, we are excited to open our doors to all of Greensboro and Guilford County. We will continue to support our founding group
211 West Lexington Avenue, Suite 101, High Point, NC, 27262
Lends in North Carolina
Tideline Financial Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of North Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers
Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.
5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410
Lends in North Carolina
Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.
3859 Battleground Ave, Suite 101, Greensboro, NC, 27410
Lends in North Carolina
At Jefferson Capital Mortgage. We are a local full-service mortgage company based in Greensboro, North Carolina. We service all of North Carolina and Virginia. We specialize in FHA, VA, USDA, HomePath, Jumbo and Conventional Loans. Whether you are buying a home or refinancing in North Carolina or Virginia we can help you realize you.
