FHA VS Conventional loan in High-Point, Guilford County, North Carolina

For 2025, the conventional loan ceiling in High-Point, part of Guilford county, NC, stands at $647,200. On the other hand, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore and contrast today's optimal rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents necessary for qualification. The advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in identifying the best program tailored to your financial circumstances in NC.

Review loan offers from more than 100 lenders

2025 Loan Limits and Down Payment Essentials in High-Point, Guilford, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 27282, 27235, 27262, 27263, 27265, 27260, 27261, 27264, 27268

Exploring Conventional and FHA Loan Alternatives in High-Point, NC

Lendersa® is committed to swiftly securing the most fitting Conventional, USDA, or FHA loan seamlessly. Select from one of three pathways that align you with suitable lenders and loan offerings.

Results from Lendersa USDA loan requests and matches


  • Virtue Funding LLC
  • 80 West Grand Street, 3rd Floor, Elizabeth, NJ, 07201
  • Virtue Funding founder of the edward koster For 25 years Ed's unique style of lending has allowed him to create and deliver flexible products. His goal is to get you the best possible loan option to meet your goals and financial needs.and We take the time to understand your unique needs
  • The Hicksville Bank
  • 144 E. High Street, Hicksville, OH, 43526
  • Shortly after the turn of the century, prominent citizens of Hicksville saw the need for a bank for the community. Upon application, a charter was granted to Mr. J.M. Ainsworth, Mr. I.M. Boone, and Mr. J.L. Bevington. The bank was organized under "The Hicksville National Bank" in October of 1901.
  • Novartis Federal Credit Union
  • 124 South Ridgedale Avenue, East Hanover, NJ, 07936
  • Novartis Federal Credit Union is a full service financial institution located in East Hanover NJ. Novartis FCU was chartered in 1947 and services the financial needs of the employees of companies within Novartis AG and their families. For more information, to join or apply for a loan, visit www.NovartisFCU.org
  • Think One Mortgage Inc
  • 1888 HYLAN BLVD, Staten Island, NY, 10305
  • "The Think One Mortgage Inc mission is to provide our clients with a full service mortgage experience. We believe that knowledge helps to de-mystify the mortgage process.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality servic
  • Tristar Mortgage
  • 711 Forest Ave, Staten Island, NY, 10310
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you
  • Farmers & Merchants State Bank OH
  • 307 N Defiance St, Archbold, OH, 43502
  • Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market.
  • Union Building Trades Federal Credit Union
  • 205 Cherry Hill Road, Parsippany, NJ, 07054
  • Union Building Trades Federal Credit Union, a unique financial institution serving the building trade unions of Northeastern U.S.. Union Building Trades Federal Credit Union is a member owned, not for profit, financial cooperative dedicated to the financial well being of its members.
  • HomeLend Mortgage
  • 959 Route 46 East, Suite 401, Parsippany, NJ, 07054
  • HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible. HomeLend Mortgage apart from other digital mortgage & refinance providers is not just our competitive low rates and our robust array of loan programs
  • KWIK MORTGAGE CORPORATION
  • 959 Route 46 East, Suite 401, Parsippany, NJ, 07054
  • Kwik Mortgage was founded in 1998 with a commitment to break down the barriers to owning a home & educating homeowners. Kwik Mortgage has helped hundreds of families find ways to accomplish their home ownership needs whether buying a first home or refinancing your current loan. Customizing a mortgage to suit your family’s specific needs is an art.