FHA VS Conventional loan programs in High-Point, Guilford County, North Carolina
For 2025, the conventional loan ceiling in High-Point, part of Guilford county, NC, stands at $647,200. On the other hand, the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to explore and contrast today's optimal rates across Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents necessary for qualification. The advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in identifying the best program tailored to your financial circumstances in NC.
2025 Loan Limits and Down Payment Essentials in High-Point, Guilford, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 27282, 27235, 27262, 27263, 27265, 27260, 27261, 27264, 27268
Exploring Conventional and FHA Loan Alternatives in High-Point, NC
Lendersa® is committed to swiftly securing the most fitting Conventional, USDA, or FHA loan seamlessly. Select from one of three pathways that align you with suitable lenders and loan offerings.
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75, Arlington Street, Suite 500 Boston, MA 02116, Boston, MA, 02116
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