FHA VS Conventional loan in Oak-Ridge, Guilford County, North Carolina
In 2025, the Conventional loan limit in Oak-Ridge, which falls within Guilford county, NC, is $647,200, whereas, for a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare the highest available rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit reserves, and documents required to qualify. With this advanced mortgage calculator, compare Conforming Conventional loans alongside USDA, FHA, and VA loans to figure out which program in NC best suits your particular financial needs.
2025 Loan Limits and Down Payment Requirements in Oak-Ridge, Guilford County, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This information applies to the following zip codes: 27284, 27310
Conventional and FHA Loan Options in Oak-Ridge, NC
The goal at Lendersa® is to connect you quickly with the optimal Conventional, USDA, or FHA loan. Choose one of three entry points that will match you with lenders and loan programs best suited for your needs.
Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.
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Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.
Welcome to West Alabama Bank. We’re the hometown Bank for West Alabama, helping people, businesses and our communities grow stronger and better with each day. As a local Bank, we make decisions right here, which means we have the freedom to be creative and flexible in supporting you.
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Members Credit Union was started in 1935 by nine Greenwich, CT school teachers who were not able to get small loans at the local banks. They came together to form a cooperative, pooled their money and lent it to each other. They were proud to help each other meet their needs. Through the years we expanded our services to include other school staff.
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