Explore the differences! FHA VS Conventional loan programs in Oak-Ridge, Guilford County, North Carolina
In 2025, the Conventional loan limit in Oak-Ridge, which falls within Guilford county, NC, is $647,200, whereas, for a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare the highest available rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit reserves, and documents required to qualify. With this advanced mortgage calculator, compare Conforming Conventional loans alongside USDA, FHA, and VA loans to figure out which program in NC best suits your particular financial needs.
2025 Loan Limits and Down Payment Requirements in Oak-Ridge, Guilford County, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This information applies to the following zip codes: 27284, 27310
Conventional and FHA Loan Options in Oak-Ridge, NC
The goal at Lendersa® is to connect you quickly with the optimal Conventional, USDA, or FHA loan. Choose one of three entry points that will match you with lenders and loan programs best suited for your needs.
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