FHA VS Conventional loan programs in 2025 for Lake-Park, Union County, North Carolina
In the year 2025, the conventional loan limit for Lake-Park, located in Union county, NC, is set at $647,200. Conversely, the FHA limit for a single-family home stands at $420,680. These limits are essential in shaping the financing landscape within the region.
Utilize the Lendersa® Conventional loan calculator to effectively compare today's best rates between Conventional, FHA, and USDA loans. Determine your required income, credit, reserves, and necessary documentation for eligibility. Our advanced mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options, all in a side-by-side manner to aid your decision on the most suitable program in NC for your financial goals.
Loan Limits and Downpayment Requirements for 2025 in Lake-Park, Union, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant for zip codes: 28079
Discover Conventional and FHA Loan Options in Lake-Park, NC
The goal of Lendersa® is to provide swift and easy access to the best possible loan options—whether Conventional, USDA, or FHA. To achieve this, select one of the three available starting points that will guide you to matching lenders and suitable loan programs.
RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times
TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County.
TransWest Credit Union is a not-for-profit organization.
124 West 1400 South, Suite 101, Salt Lake City, UT, 84115
Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups:
Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah
Full-time or part-time employee of a fire departm
212 East Crossroads Blvd, Suite 177, Saratoga Springs, UT, 84045
Toptiermortgage.com, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Affiliated Home Loans, Inc., we are dedicated to you and all your different mortgage lending needs. Serving the residents in the State of Utah and Idaho. Call us now, if you live in Cache Valley, Salt Lake and surrounding areas, Idaho Falls, Pocatello, and many other cities in between.
Diversified Home Loans has an all-star team, dedicated to the needs of our clients. Collectively we have experience with all types of loans, and can help people in any and all loan situations.Our promise to all our clients is to offer the very best financial advice and to consistently exceed your expectations.
222 S Main St, Suite 500, Salt Lake City, UT, 84101
Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.