FHA VS Conventional loan in Stallings, Union County, North Carolina

As of 2026, the conventional loan limit for a single-family home in Stallings, within Union county, NC, is $726,200, whereas the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. This tool helps determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in picking the optimal program available in NC for your financial circumstances.

Compare loan offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Stallings, Union County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons are valid for the following zip codes: 28104

Conventional and FHA Loan Choices in Stallings, NC

The goal of Lendersa® is to assist you in swiftly obtaining the best Conventional, USDA, or FHA loan without any hassle. Choose from one of three starting points to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


Stallings Lenders

  • Advantage Rate Mortgage LLC
  • 9912 Monroe Road, Suite 202, Matthews, NC, 28105
  • Lends in North Carolina
  • Advantage Rate Mortgage has the ability to customize our mortgage offerings to best meet our customers needs. We partner with several different lenders so we can offer a large variety of products and rates for our customers vs. a big bank approach that only offers limited programs and terms.

  • Straightline Funding, LLC
  • 250 N. Trade St, Suite 209, Matthews, NC, 28105
  • Lends in North Carolina
  • Straightline was founded in 2006 with the goal of becoming a premier provider of loans for real estate investors. Our simple approach has always been to provide fast answers, great service, and reliable funding for our clients. Since 2006 we have provided millions of dollars in loans to local real estate investors who have improved properties, st

  • Dozcon Investment Group LLC.
  • 4105 Regency Dr., Indian Trail, NC, 28079
  • Lends in North Carolina
  • Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding

    We offer financing solutions for fix & flip real estate investors

    As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo

  • Noso Funding LLC
  • 10700 Sikes Place, Suit 310, Charlotte, NC, 28277
  • Lends in North Carolina
  • As an experienced loan officer Ricky Young have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is my ultimate goal, and I am committed to providing my customers with mortgage services that exceed their expectations.

  • Carolina Mortgage Firm Inc
  • 3440 Toringdon Way, Suite 247, Charlotte, NC, 28277
  • Lends in North Carolina
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • EXECUTIVE HOME LENDING, LLC
  • 12104 Copper Way, Suite 202, Charlotte, NC, 28277
  • Lends in North Carolina
  • Executive Home Lending (NMLS #1547021) is a group of people who are fueled by the idea that we can pioneer the best home loan process in the market. It sounds like a lofty goal, but we don’t believe in the status quo, so our answer is to operate at the highest level this industry has ever seen.

  • Premier Lending, Inc
  • 3420 Toringdon Way, Suite 220, Charlotte, NC, 28277
  • Lends in North Carolina
  • Founded in 2009 in Charlotte, NC, with the aim of making a difference in the lives of our clients, Premier Lending, Inc.helps make the dream of owning a home a reality for everyone.By partnering with us, you can trust in what we like to call The Premier Promise.Keys in hand in 21 days! With upfront underwriting, a streamlined assembly line approach

  • MVR Mortgage Company LLC
  • 2120 Crown Center Drive, Suite 400, Charlotte, NC, 28227
  • Lends in North Carolina
  • We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Venkat Malapati have the knowledge and expertise you need to explore the many financing options available.

  • Carolina Cooperative Federal Credit Union
  • 6502 McMahon Drive, Charlotte, NC, 28226
  • Lends in North Carolina
  • Carolina Cooperative Federal Credit Union, a federally-chartered credit union founded in 1962, must maintain itself by federal regulation as a not for profit institution with no profit incentives and a volunteer Board of Directors consisting only of credit union members.

    9, 500 plus members from various employer groups make up the membership