FHA VS Conventional loan programs in 2025 for Stokesdale, Guilford County, North Carolina

In the year 2025, the conventional loan ceiling for Stokesdale in Guilford county, NC, is established at $726,200. For FHA loans, the limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to analyze today's leading rates across Conventional, FHA, and USDA loans. Determine needed income, credit standards, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you make an informed decision on the most suitable option in NC for your financial circumstances.

Examine loan offers from a wide range of 100 lenders

2025 Loan Limits and Down Payment Standards in Stokesdale, Guilford, NC

Loan Type Loan Maximum Down Payment Requirement
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 27357, 27284

Exploring Conventional and FHA Loan Opportunities in Stokesdale, NC

Lendersa® is committed to swiftly connecting you with the best possible Conventional, USDA, or FHA loan options, minimizing hassle. Begin with one of three pathways leading to suitable lenders and loan programs.

Analysis of USDA loan requests via Lendersa


  • Broadmark Realty Capital Inc.
  • 501 S Cherry St, Suite 1100, Denver, CO, 80246
  • Broadmark Realty Capital Inc offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
  • Deer Creek Mortgage
  • 8603 Redstone Street, Littleton, CO, 80126
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • FCF Services Inc
  • 9457 South Universlty Blvd, Suite 120, Highlands Ranch, CO, 80126
  • FCF Services Inc. (dba First Choice Financial Services Inc.) has been in the Mortage and Real Estate industry for over 17 years. With thousands of closings of purchase loans, refinances, debt consolidation and Home Equity loans we know how to get loans closed. We pride ourselves on knowledge and customer service skills to make this an easy
  • Meridian Trust Federal Credit Union
  • 2223 Warren Ave., Cheyenne, WY, 82003
  • "Our mission is to help our members achieve their financial goals and dreams through: Personal Connections, Simple Solutions, & Lifetime Relationships. Our vision is to provide our members and community with the best personal service, the highest quality financial products, and the best overall value for a lifetime."
  • Columbine Federal Credit Union
  • 4902 E Dry Creek Rd, Centennial, CO, 80122
  • Columbine Federal Credit Union, we want to give you the service & products you will appreciate. All credit unions are member-owned, not-for-profit financial cooperatives. Our not-for-profit status allows us to offer better savings rates, lower loan rates & lower fees. Once you become a member of Columbine, you are also an owner of the credit union.
  • Arapahoe Credit Union
  • 3999 E. Arapahoe Rd, Centennial, CO, 80122
  • Arapahoe Credit Union is the Colorado alternative to typical banking. We are not-for-profit, without sales quotas, and put our staff and members first. This allows us to offer a work culture that is worlds away from large banks. We are family-first, inclusive, and prize the personal priorities of our staff.
  • Silver Leaf Mortgage Inc
  • 6972 South Vine Street, Suite 366, Centennial, CO, 80122
  • Silver Leaf Mortgage, we want to serve you well. It is our passion to handle your loan like you are family. We will go above and beyond to complete every aspect of the loan process as quickly and easily as possible. We are your local reverse mortgage experts. Reverse Mortgage Insight ranked us in the TOP 50 Reverse Mortgage originators.
  • Colorado One Mortgage
  • 7950 Lincoln Street, Suite 115, Littleton, CO, 80122
  • Since founding Colorado One Mortgage in 2001, my team and I have been providing concierge level service to homeowners all across Colorado's front range. I treat your loan as if it were my own, and leverage 20 years of experience and technical understanding of markets to get you the lowest rate and fees.When you're ready to stop overpaying the bank.