During 2025, the conventional loan limit in Troy, county of Montgomery, NC stands at $726,200. In contrast, the FHA limit for a single-family home is established at $472,030. Understanding these limits is crucial for potential homebuyers as they navigate their financing options within the region. These limits significantly impact the strategies and decisions potential buyers can make regarding homeownership financing.
Leverage the Lendersa® Conventional loan calculator to compare the best available rates among Conventional, FHA, and USDA loans today. This tool assists in determining the requirements such as income, credit score, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator offers a side-by-side analysis of Conforming Conventional loans alongside USDA, FHA, and VA options, aiding in selecting the most suitable program available in NC tailored to your financial needs.
Explore and evaluate diverse loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The loan comparison table is relevant for the following zip codes: 27371. This comprehensive knowledge enables potential buyers to make informed decisions on their mortgage options.
The driving mission of Lendersa® is to swiftly connect you with the most advantageous loan opportunities available, including Conventional, USDA, or FHA. You can begin your search by selecting one of three strategic pathways, all designed to lead you to matching lenders and suitable loan programs that are tailored to meet your unique financial circumstances and aspirations.
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