FHA VS Conventional loan programs in Archdale, Randolph County, North Carolina

In 2025, the loan limit for Conventional mortgages in Archdale, within Randolph county of NC, is $726,200. In comparison, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. Calculate the required income, credit, reserves, and documents for qualification. The advanced mortgage calculator puts Conforming Conventional, USDA, FHA, and VA loans side by side to assist in choosing the best program for your financial needs in NC.

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Explore 2025 Loan Limits and Down Payments in Archdale, Randolph, NC

Loan Type Maximum Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison applies to specific zip codes: 27370, 27263

Options for Conventional and FHA Loans in Archdale, NC

Lendersa® is committed to helping you secure the best possible Conventional, USDA, or FHA loans quickly and with ease. Begin by selecting one of three starting points that connect you to lenders and tailored loan programs.

Discover results from Lendersa USDA loan requests


  • Greater KC Public Safety Credit Union
  • 2800 E 14th Street, Kansas City, MO, 64127
  • Greater KC Public Safety Credit Union is a not-for-profit member-owned financial institution welcoming all public safety employees & their family members in the Kansas City metro area, or anywhere in the state of Missouri or Kansas. It is the only credit union in Kansas City solely dedicated to serving public safety agencies, & has been since 1934.
  • CUSB Bank
  • 111 North Elm Street, Cresco, IA, 52136
  • Our bank is small enough to give you the personal attention you want, yet sophisticated enough to provide the wide range of products and services you or your business need. For years our staff has taken great pride in the personal, one-to-one attention that our size enables us to render to our valued customers
  • Encompass Home Loans Inc
  • 800 E. 101st Terrace, Suite 350, Kansas City, MO, 64131
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • National VA Loans
  • 6505 N. Prospect Ave, Suite 400, Gladstone, MO, 64119
  • National VA Loans is one of the fastest growing VA mortgage brands in the United States. We are a brand that developed out of a pure, honest desire to help servicemen and women be able to buy a home and build the life of their dreams within that home. We are here to help you utilize the VA Loan programs.
  • Legacy Bank.
  • 502 8th St. SW, Altoona, IA, 50009
  • At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.
  • Bison State Bank
  • 9201 Ward Parkway, Suite 210, Kansas City, MO, 64114
  • Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers.
  • nbkc bank
  • 8320 Ward Parkway, Kansas City, MO, 64114
  • At nbkc, we’re making banking what it should be: simple, transparent, and free. And we’re doing it across all of our services — checkings, savings, business accounts, loans, and more. Simply said, what you see is what you get. No bank fees. No fine print. No asterisks. Just great customer service, awesome rates.
  • Your Mortgage Planner
  • 7420 Wornall, Kansas City, MO, 64114
  • Your Mortgage are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • North Oak Investment, LLC
  • 9233 Ward Parkway Suite 220, Kansas City, MO, 64114
  • We specialize in funding both easy and hard-to-finance residential rehab projects in the Kansas City Metro area. What sets us apart from our competitors is our unique approach of funding the “deal” rather than the individual. We’ve been in the rehab lending business since 1972, and because of that, our clients know they can depend on us to understa
  • The First National Bank and Trust Company of Miami
  • 2 N Main St, Miami, OK, 74354
  • The First National Bank & Trust Company of Miami opened for business on February 17, 1900, and has served Miami and the surrounding area for over 100 years. The bank was founded on the theory of community development and usefulness, and it can be truly said that First National has consistently tried to maintain this policy.