FHA VS Conventional loan programs in 2026 for Warsaw, Duplin County, North Carolina
As of 2026, the conventional loan ceiling for Warsaw in Duplin, NC reaches $726,200. Meanwhile, the FHA caps at $472,030 for a single-family residence.
With the Lendersa® Conventional loan calculator, you can assess today's optimal Conventional, FHA, and USDA rates, figuring out the income, documentation, and credit/reserve requirements. Our enhanced mortgage calculator lets you contrast Conforming Conventional loans with USDA, FHA, and VA side by side, showing you the best options in NC for your financial circumstances.
Loan caps and down payment criteria for 2026 in Warsaw, Duplin, NC
Loan Category
Limit Amount
Minimum Downpayment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparative grid is valid for these zip codes: 28398
Options for Conventional and FHA loans in Warsaw, NC
Lendersa® aims to swiftly and smoothly secure the optimal Conventional, USDA, or FHA loan for you. Choose from three beginning paths to connect with lenders and loan solutions.
There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.
Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.
Northwoods Credit Union has 2 offices in Cloquet, one in Floodwood and one in Moose Lake. We started out as Northwest Paper Company Employees Credit Union back in 1936 & we have grown to serve all those who live, work, worship, attend school, or volunteer in Carlton, Pine, or St Louis County! We offer big bank products with local, hometown service.
At MCCU, we strive to be the primary, positive financial influence in the lives of our members/owners. That’s our mission. You’ll see it in everything we do for you. Imagine doing business with an organization that truly has your best financial future as its number-one goal. That’s our mission
First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices.
Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.
Minter Mortgage are you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
208 East Broad Street, Suite 101, Mansfield, TX, 76063
"At Mansfield Mortgage, we understand the home-buying experience can be both exciting and stressful. After all, it’s probably your biggest investment. Let our experts help take the stress out of the mortgage process. From application to closing, we’ll work hand in hand to make your financial decisions easier and smarter."